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'Personal Finance' Stories

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Job Hunting? 5 Reasons to Consider Using a Staffing Agency
481 words

(StatePoint) If you’re an active job seeker or simply looking to expand your career horizons, many experts say that in today’s market, working with a recruiter can give you a substantial leg-up.

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5 Tips for Balancing Family, Work and Education
536 words

(StatePoint) It’s an age-old conundrum. To advance professionally, often one must go back to school. However, earning a degree might seem like an insurmountable challenge because of the demands of a current job.

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Is Your Child’s School Prepared for the Next Academic Year?
425 words

(StatePoint) Unfortunately, classroom needs cannot always be matched by school budgets. If you are a concerned parent, consider getting involved in the PTA. It’s one of the best ways help ensure your school is equipped with the academic tools that teachers need most.

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6 Signs it’s Time to Quit Your 9-to-5 Desk Job
475 words

(StatePoint) A growing number of workers are moving away from typical 9-to-5 desk jobs and are reaping the benefits of being their own bosses or becoming independent contractors. How do you know if that lifestyle is for you?

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Cut Costs and 'Make' it a Prom to Remember
527 words

(StatePoint) The countdown to prom is on and there’s a lot to do. From finding the perfect date, locating the right ride, getting the dream dress or tux, and coordinating hair, makeup and accessories...it can be a little overwhelming...and pricey.

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5 Ways to Give a Room a Makeover
466 words

(StatePoint) Does a room in your home need an update? There are a range of projects from large to small that can help you transform any space for maximum utility and better design. Here are five great ideas.

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More Grandparents are Raising Grandkids: 3 Things They Need to Know
505 words

(StatePoint) From single parents to traditional and multigenerational households, modern families come in all shapes and sizes. But did you know there’s an uptick in the number of grandparents raising grandkids? According to data from The Pew Charitable Trusts, 2.9 million grandparents were raising their grandchildren in 2015 compared with 2.5 million in 2005.

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How to Use Social Media to Build Your Career
531 words

(StatePoint) Seventy-seven percent of American women want to be their own boss, a new survey from Avon finds. While their reasons vary -- from scheduling flexibility to more control to less office politics -- now it’s easier than ever to start living like a boss or simply to advance in your career.

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Study Tips for Busy College Students
516 words

(StatePoint) With seemingly endless reading, lengthy term papers and make-or-break exams, the academic life of a college student can be nothing short of demanding. What’s more, many students hold down part-time jobs and participate in extracurriculars during the semester.

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Summer Tips to Protect Your Smartphone
445 words

(StatePoint) Taking good care of your smartphone should be a priority all year long. However, in summer, doing so may seem like more of a challenge, as you find yourself on-the-go and frequently in situations that may compromise your device.

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Are You Still on Track to Achieve Your 2017 Resolutions?
475 words

(StatePoint) With 2017 about halfway over, it’s an ideal time to evaluate your goals and objectives, and take action if necessary to get back on track.

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Buying a Home: How to Know How High to Go
491 words

(StatePoint) Shopping for a home? Before you begin your search, it’s important to figure out what you can comfortably afford.

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What to Do to Stop Unwanted Phone Calls
432 words

(StatePoint) Whether you use a landline, mobile phone or both, you’ve likely received those pesky robocalls -- phone calls that use a computerized auto-dialer to deliver a pre-recorded message. As a consumer, here is what to know about this common annoyance to your home or personal line.

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Remodeling Your Outdoor Space? Consider a Fireplace
179 words

(StatePoint) While all homeowners may wish they had unlimited resources to make upgrades, most people need to prioritize a bit due to time and money. For many these days, the goal is extending living and entertaining areas outdoors: 56 percent of homeowners are making updates to improve their yards for entertaining, according to a Houzz Landscaping Trends study.

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Why Experts Say High-Speed Internet Access Matters to Families and Businesses Nationwide
299 words

(StatePoint) In the same way the telephone brought new opportunities for business development and economic prosperity to America’s heartland decades ago, experts say that today, expanding broadband to every part of the country will have positive impacts on all communities nationwide. In short: no matter where you live it’s important that all Americans -- including those in more remote areas -- have broadband access, too.

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DIY Projects to Improve Your Outdoor Living Space
513 words

(StatePoint) Are you taking advantage of your yard and maximizing its potential as a living space? All you need is a bit of time and energy to transform your yard into the perfect place to spend time with family and friends.

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Does Your Home Need Storm Doors?
439 words

(StatePoint) It’s that time of year again when you’ve installed screens in your windows to better enjoy the weather. But rain and wicked weather can impact your home at any time of year. Could your home use storm doors to add extra ventilation in warm weather and help protect it against tough conditions year-round?

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How to Cash in on the Gig Economy
557 words

(StatePoint) There’s an exciting career revolution taking place for those who want to call their own shots, set their own schedules and control their destinies. Say hello to the “gig economy,” a booming new job market.

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Protect Your Money: There’s an App for That
460 words

(StatePoint) Since the credit card made its debut as an alternative to cash over 50 years ago, more Americans are using debit or credit cards as a primary payment method than ever before. In addition to the convenience and simplicity of using a card, another reason they have become increasingly popular is because they offer certain protections for consumers.

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Before Buying a Home, Learn the Lingo!
535 words

(StatePoint) Buying a home for the first time? You may discover that one of the biggest obstacles is learning the lingo. Homebuying can be overwhelming and perhaps a bit intimidating if you aren’t familiar with the terminology.

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Make Your Home Safer in Wicked Weather
518 words

(StatePoint) Wicked weather can happen anytime, anywhere. Being prepared will offer you, your family and your home greater protection. Here is what to know.

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3 Financial Must-Do’s for College-Bound High School Families
436 words

(StatePoint) One challenge looms large for many American families as students approach high school graduation: how to pay for college.

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Early Childhood Education is Crucial: How You Can Help
373 words

(StatePoint) New research shows that many pre-K classrooms could benefit from more resources, especially for the most vulnerable children. Ninety-four percent of Head Start teachers report needing more resources to enrich their classrooms, and 84 percent say they are unable to fund experiences they want to provide, in a recent study by the National Head Start Association.

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Don’t Let Your Wireless Bill Ruin Your Big Trip
529 words

(StatePoint) Travel can be rife with inconvenience, from delayed flights to lost luggage and more. And the high cost of staying connected via mobile devices is an additional headache for a growing number of travelers, especially those with international adventures ahead.

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How to Help Meet Your Retirement Income Goals
335 words

(StatePoint) Most Americans care about enjoying a financially comfortable retirement, yet almost two in five people express concerns over whether they will have enough money to live the lifestyle they want, according to new research on savers from Greenwald & Associates and CANNEX.

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How Mobile Technology is Helping Small Businesses and Their Employees
398 words

(StatePoint) If you run a small business, you know that there is almost always work to be done. However, much of your time may be spent on tasks that you didn’t foresee before you opened shop. Indeed, up to 25 percent of a business owner’s time can be consumed by human resources and benefits administration, according to the Small Business Administration.

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Smart Home Innovations to Make Your Home More Comfortable
321 words

(StatePoint) Innovations in smart technology continue to make our lives easier -- and now that extends to appliances and amenities for added convenience and control. Here are three to consider.

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Smart Tips to Prevent Identity Theft
532 words

(StatePoint) More than 13 million U.S. consumers fall victim to identity theft each year, according to Javelin Strategy and Research, with more than $15 billion stolen. Fortunately for consumers, many of these crimes are preventable.

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Tips to Teach Your Children about Money
547 words

(StatePoint) It’s never too early to think about the lessons your children are learning about money. Setting a good financial example is just the start. Parents should also actively engage children on the topic. These lessons can help put kids and teens on the right path towards a financially responsible adulthood.

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Shopping Local Can Benefit You and Your Community
332 words

(StatePoint) If you have home improvement plans, it’s important to consider where you will be doing your shopping. For many people, the first stores to come to mind are big box retailers because of the widespread assumption that chains can offer better selection and better prices.

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Giving up Your Favorite Activities to Pay for Medical Bills?
489 words

(StatePoint) After the work day is over and the long list of household chores is completed, there are important things young adults want to do with their free time. Whether it’s gut-busting hilarity at the new comedy club or sweating out those toxins at the hottest yoga class in town, these activities cost money. However, when the unexpected happens and you’re faced with going to the hospital, there is a chance your finances will be impacted.

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4 Tips to Flip the Switch to a More Beautiful Home
517 words

(StatePoint) The average home has 45 light sockets which means you probably have more light bulbs than just about any home product, and yet the lighting aisle can still be a daunting place. With the right knowledge, you can save money, protect the environment and bring the best features of your home to life.

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Buying or Refinancing Your Home? Tips for Success
462 words

(StatePoint) Whether you are purchasing a new home or refinancing an existing one, making smart financing decisions is important.

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From Clogs to Backups: 3 Simple DIY Plumbing Fixes
409 words

(StatePoint) If the idea of doing-it-yourself where plumbing is concerned sounds intimidating, fear not. There are many simple fixes to common plumbing problems that just about anyone can take care of without professional assistance. More importantly, performing these simple maintenance tasks as they are needed can prevent larger problems from occurring.

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Buying a Home? What to Know about Down Payments
363 words

(StatePoint) If you're in the market to buy a home, your down payment is probably top of mind. However, it’s important to understand all your options, particularly if you’ve heard the rule of thumb that you shouldn't pursue homeownership unless you can put 20 percent down.

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3 Ways Seniors Can Save on Prescriptions This Year
401 words

(StatePoint) If you signed up for a new Medicare plan during Open Enrollment, it’s important to understand how your prescription drug costs may be affected. Even if you did nothing to alter your coverage, some features of your plan may have changed for 2017. 

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What to Know about Eye Health
186 words

(StatePoint) Did you know that doctors now recommend that children as young as six months old should have their first comprehensive eye exam? And not only is correcting vision problems crucial for happiness and success, but an eye exam can detect such health problems as diabetes, high blood pressure and high cholesterol.

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Surprising Factors Impacting Car Buyers' Decisions
341 words

(StatePoint) While make and model are still dominant factors on car lots, today’s consumers have a new set of priorities, thanks to increasingly sophisticated in-vehicle technologies being offered in new cars.

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Hot or Not? Discover this Year’s Most In-Demand Jobs
500 words

(StatePoint) Whether you just entered the career world or have been in the workforce for years, if you’re hunting for a new gig, it’s time to discover this year’s hottest jobs.

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Tech Goals to Save Money and Make Life Easier
563 words

(StatePoint) These days, the average consumer needs to budget for a variety of tech-related expenses -- from data plans to cable bills. These monthly expenses quickly add up.

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Tips to Get Organized, Set Priorities and Be More Efficient
461 words

(StatePoint) No matter what your work or family circumstances are, your days are likely a juggling act.

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