Are You Prepared for Hurricane Season and Other Storm Emergencies?
Shopping Ahead Can Save You Money: What to Know
(StatePoint) Hurricane season is in full swing, running from June through November. Unfortunately, no one can stop a tropical storm or hurricane from happening and both types of weather events are increasingly impacting larger portions of the U.S. However, there are steps you can take that will help you weather a storm and better ensure the safety of your family.
How to Help Prepare Young People for the Workforce
(StatePoint) Every procrastinator is familiar with the downsides of last-minute shopping -- parking woes, stress-induced headaches and paying premiums for needed items. But these hassles and expenses are avoidable, say experts.
4 Ways to Eat Affordably this Summer
(StatePoint) Student loan debt is on the rise and, unfortunately, the high cost of tuition doesn’t mean that graduates are guaranteed to find high-paying, meaningful work after earning a degree.
Large-Scale Efforts Helping Pre-K Teachers Receive Resources; You Can, Too
(StatePoint) Summers tend to be jam packed with activity -- from baseball games to trips to the pool to evening strolls through the neighborhood.
Millennial Men vs. Women: Different Financial Habits
(StatePoint) Studies have shown that high-quality pre-K education better prepares children to achieve in school and makes them more likely to strive for higher vocational aspirations. It also has a positive impact on society. For every dollar spent on high-quality early education, society gains as much as $13 in long-term savings, according to a 2016 study by Nobel Laureate, James Heckman.
4 Tips for Paying for College While Saving for Retirement
(StatePoint) As the saying goes, “men are from Mars, women are from Venus.” But when it comes to how each gender approaches their finances, the two groups might as well be from different universes, according to findings from the recent PNC Investments Millennials & Investing Survey.
Is Your Retirement Income Protected? 9 Questions to Ask
(StatePoint) Saving for retirement and college simultaneously is a balancing act that many families face. However, experts say these goals don’t have to be in competition with each other. To manage both priorities, consider the following tips.
Top Tips and Decluttering Insights for Your Next Move
(StatePoint) When it comes to retirement planning, anxiety comes with the territory. Will you be able to maintain your lifestyle in retirement? Will you have enough to cover your monthly bills without depleting your savings? Are you at risk of outliving your money? While such concerns are common among Americans approaching retirement, protecting part of the money that you’ve saved to ensure monthly income for life can make a difference in your confidence about the future, suggests a new study.
4 Tips to Help You Rent Out Your Space Like A Pro
(StatePoint) Moving can be emotional and the ways you manage it – including the downsizing of your possessions – may be influenced by your age, suggests a new study.
Don’t Let Your Personal Data End up on the Dark Web
(StatePoint) From city apartments to beach houses, vacation home rental sites like Airbnb, VRBO and others have become popular among homeowners and travelers alike. Renting your entire house or even just one room, especially if there’s a big event coming to your town, can be a wonderful way to earn extra income, but it can also expose you to unexpected and potentially costly risks. Before you start seeing dollar signs, learn how to rent your home like a pro.
Car Shopping? Get Smart About Warranties and Service Contracts
(StatePoint) Consumers today give out personal information all the time -- from shopping online to signing up for special promotional offers to filling out job applications.
Vinyl Siding Cleaning and Maintenance Tips
(StatePoint) Car shopping? One important factor to consider is what each manufacturer’s warranty covers and how long the coverage lasts, as well as whether you’re going to purchase additional coverage through a vehicle service contract.
How to Build Better Relationships to Advance Your Career
(StatePoint) The type of siding you have on your home can affect how you spend your weekends, as some options require more maintenance and upkeep than others.
Popping the Question? How to Select an Engagement Ring
(StatePoint) Looking to get ahead in your career? Whether your goal is to raise your own level of performance, enhance customer engagement, or become a more effective leader, it all starts with bringing out the best in your co-workers, and in yourself, too.
Top Saving-for-College Trends
(StatePoint) “Will you marry me?” Be sure to pair these four little words with the perfect engagement ring. While there’s a bit of a learning curve when it comes to selecting the right diamond, the most important thing you can do is find a piece both you and your significant other will love.
Tips to Create a Resume That Lands You Interviews
(StatePoint) Parents are socking away more money for their children’s higher education, and they are doing so in smarter ways, suggests a new report from Sallie Mae.
New Insights and Resources for Small Businesses
(StatePoint) Have you been applying for jobs and sending your resume out at every opportunity only to be met with total silence? The jobs are out there and you know you are capable, so, what’s the problem?
Are Millennials in Good Financial Shape?
(StatePoint) Small businesses are critical to powering the national economy. They are also responsible for creating two out of every three new jobs in the country each year, according to the U.S. Small Business Administration.
6 Money Tips for Buying a Home
(StatePoint) Now comprising the largest percentage of the workforce, millennials report that their parents did not give them much guidance about investing and many are not confident they are saving enough for the future.
5 Ways to Get Your Home Ready for Summer
(StatePoint) When searching for a new home, you may come across some conflicting information, especially about home financing or mortgage loans. Consider these six money tips to help you navigate the process.
Higher Salaries and More Jobs May be Coming for U.S. Workers
(StatePoint) Summertime means backyard barbecues, home decorating updates and more. Want to make all of this happen affordably?
Interest Rates are Rising: Should You Buy a Home or Wait?
(StatePoint) Small and mid-size business owners are feeling more optimistic than they have for a long time, suggests a new survey, and experts say this could mean positive things for the overall economy -- including for workers’ salaries and job-seekers’ prospects.
How Parents Can Help Boost Kids’ Financial Literacy
(StatePoint) With heightened talk of rising interest rates, many prospective homebuyers are understandably concerned about whether it’s the right time to purchase a home.
3 Tips to Meet Your Retirement Goals
(StatePoint) It’s never too early to actively engage kids on the topic of money.
Is Your Credit Report Accurate? How to Tell
(StatePoint) People are living longer, fuller lives than ever before, which means retirement plans need to stand the test of time. With this in mind, it makes sense to review your financial plan and make necessary tweaks to set yourself up for success.
Are Common Myths Holding You Back from Buying a Home?
(StatePoint) Do you know what’s in your credit report? Experts recommend checking your credit report at each of the national credit reporting agencies (CRAs) several times annually. Why?
Buying Tires for Your Car? What to Consider
(StatePoint) Aspirations of home ownership is strong for America’s families, yet findings from the fifth annual America at Home survey from NeighborWorks America indicate several perceived barriers to homeownership among the majority of consumers.
Time to Take Charge: Tips for Women to Advance Their Careers
(StatePoint) Purchasing new tires for your car can be frustrating: an average of two hours is spent researching tires and 89 percent of all consumers experience some sort of buyer’s remorse, according to a consumer study by Cooper Tires.
Appeal to House Hunters With Smart Home Upgrades
(StatePoint) As more women feel emboldened to raise their voices and fight for workplace issues that matter most to them -- from equal pay and development opportunities to sexual harassment on the job -- it’s important to both reflect on progress made and recognize there are many more milestones to be attained.
How Much Home Can You Afford? Factors to Consider
(StatePoint) From smart thermostats to remotely controlled showers, connected homes are all the rage for today’s homeowners and those looking to make a purchase, providing easy opportunities to boost your profit when you sell.
3 Home Projects That Offer a Great Return on Investment
(StatePoint) The chicken or the egg? Which came first continues to fuel philosophical debates. But when it comes to buying a home, experts are pretty clear about the proper order of things -- agreeing you should fit your mortgage to your finances, not to a house.
3 Major Home Renovations that are Worth the Effort
(StatePoint) The warmer months present an excellent opportunity to get outdoors and spruce up your home’s exterior. But if you have limited time and resources, it’s important to prioritize the focus of your efforts.
How to Spend Your Money with Companies that Share Your Values
(StatePoint) Building a new home? Overhauling an existing one? Here are three renovation ideas that will add beauty and value.
(StatePoint) From small one-time purchases to monthly service fees, you may not think much about what happens to your money after spending it.