How Military Families Can Navigate Home Buying in Uncertain Times
Combatting Cybersecurity Threats of the COVID-19 Era
(StatePoint) Like many Americans, the recent pandemic may have you thinking a lot about your current living space and about buying a home. If you’re a military service member, veteran or family member, both new and tried-and-true tools and resources can streamline the process.
Eco-Friendly Home Cleaning Hacks
(StatePoint) New data reveals that in uncertain times, consumers and businesses need even greater vigilance when it comes to their cybersecurity.
What to Know About Selecting Materials for Your Home Exterior
(StatePoint) With families spending more time at home, messes are on repeat and cleanups are often an hourly routine. At the same time, many households are looking to reduce their environmental impact affordably.
What to Know About Financial Advising Career Paths
(StatePoint) Whether you’re building a new home or making exterior updates, there are many decisions you’ll have to make. Perhaps topping the list in importance is what materials you select for your roofing and siding. Not only do your selections impact your home’s curb appeal, but some choices have the potential to save you money and help increase your family’s safety.
65th Birthday Brings Key Decisions Regarding Health Care
(StatePoint) If you’ve decided to pursue a career in financial advising, there are a few things you should know about the many opportunities within this fast-growing field.
5 Ways to Heat Up Your Financial Protection Plan this Summer
(StatePoint) Your 65th birthday is an important milestone. That’s when you become eligible for the federal Medicare health insurance program.
9 Ways to Become a Weather Expert
(StatePoint) The lazy days of summer are often a carefree time, but this year is a bit different given the pandemic and a volatile stock market. Many Americans are feeling things like their health, job and retirement savings are at risk.
How to Borrow Smart for College
(StatePoint) Weather impacts a range of decisions we make throughout the day, from what to wear, whether to bring an umbrella, when to head out for a jog, or even if you should evacuate the area in an emergency.
Learning at Home: 5 Tips for Teaching Children Financial Literacy
(StatePoint) It’s no secret college can be expensive, and families are often faced with finding creative ways to cover the costs. Whether borrowing student loans or parent loans has always been part of your family’s plan or it is suddenly being considered due to new financial circumstances, there is good news: several smart strategies can help you save money.
Fun Games to Play to Make Your Kid a Financial Genius
(StatePoint) If you have school-age children, you are probably one of the many parents facing the challenge of educating your kids at home. While there are countless learning options available—from virtual music classes to videos about zoo animals—financial literacy is one important subject that should not be overlooked.
Prom Designer Finalists Face off for $20,000 in Scholarships
(StatePoint) Financial literacy is an important component of STEAM learning and a building block of a comfortable future. Unfortunately, many schools have limited programs. But there’s good news -- not only can parents impart money-smarts at home -- they can make it so fun kids won’t even realize they’re learning!
4 Steps for Developing a Thoughtful Estate Plan
(StatePoint) As the price tag on a college education continues to rise, students are seeking out a variety of financial aid options to relieve the burden.
Eight Quick Tips for Saving Money
(StatePoint) Many people may avoid estate planning because they think it can be put off until later in life. But experts agree that adults of any age should have a plan in place to make sure their financial affairs are in order after they pass on, or in case they are incapacitated. A complete and thoughtful estate plan covers more than who will get what -- it helps to ease the burden on your family and beneficiaries by documenting your wishes and instructions.
6 Steps to Get Your CARES Act Funds Fast
(StatePoint) Saving money is a top priority for many Americans, but it becomes even more important during times of economic turmoil. Luckily, there are many simple steps you can take to eliminate wasteful spending in your daily life.
3 Home Exterior Projects That Combine Beauty and Performance
(StatePoint) Millions of U.S. residents will receive government stimulus payments (also known as Economic Impact Payments) under the CARES Act. Payments to eligible recipients will arrive by either direct deposit or a paper check.
Tips to Pay for Your Upcoming College Costs
(StatePoint) Will you be completing outdoor home renovation projects this season? To maximize your investment, consider these project ideas, which combine beauty and long-lasting performance:
Tips to Spend Less Money on Cooling Your Home This Summer
(StatePoint) Heading off to college is exciting, and a time full of endless possibilities. However, circumstances have changed for many American families over the past several months as a result of the COVID-19 pandemic, and you may be wondering how you will pay your upcoming college tuition bill and other school-related costs.
How to Choose the Right Personal Loan
(StatePoint) Keeping your home cool and comfortable on hot summer days doesn’t need to cost a fortune. These tips can ensure your heating and cooling equipment lasts a long time and operates at maximum efficiency:
Tips for Handling Your Finances During a Crisis
(StatePoint) When it comes to selecting a personal loan, making the right choice is essential, particularly when you’re in a tight financial spot or have imperfect credit and fewer options.
How to Save Money on Prescriptions if You Lost Coverage
(StatePoint) With record numbers of Americans filing for unemployment and many facing income loss, the financial impacts of COVID-19 are far-reaching.
6 Tips for Refinancing Your Mortgage
(StatePoint) Many Americans are feeling the effects of job loss and furloughs as a result of the COVID-19 pandemic. For people with a chronic condition, loss of insurance coverage can create additional stress during this uncertain time. However, it’s vitally important for them to stay adherent to their medication to maintain their health and to reduce their risk of complications from COVID-19.
5 Ways to Master a Move
(StatePoint) The recent economic downturn has caused many Americans to worry about their money, but there is at least one potential bright spot: lower interest rates. For homeowners, this means that it may be time to consider refinancing your mortgage. Refinancing can give you an opportunity to lower your monthly mortgage payments and save money by paying less interest over the term of the loan.
Can You Save Money Driving an Electric Vehicle?
(StatePoint) While real estate agents report that far fewer people than normal have been moving during the COVID-19 pandemic, that may soon change. A recent Harris Poll found that nearly a third of U.S. adults living in urban areas are considering a move to less densely populated cities in the wake of the pandemic. Others may not be fleeing the pandemic but simply want or need to move, either for a job change or other reason.
4 Steps to Create a Household Budget with Staying Power
(StatePoint) While many motorists are aware of the environmental benefits of going electric, they may not know just how much they stand to save by making the switch.
Newly Unemployed? Understanding Your Health Insurance Options
(StatePoint) These uncertain times are forcing more people to reexamine finances and rewrite their household budgets. According to the Pew Research Center in a survey conducted soon after the COVID-19 crisis began, 33% of Americans either lost their jobs or suffered a pay cut or reduction in work hours. Plus, 49% said the outbreak is a major threat to their personal finances.
4 Hot Home Renovation Trends This Summer
(StatePoint) With millions of people nationwide filing for unemployment since the start of the COVID-19 pandemic, many individuals and families across the country are suddenly finding themselves without health insurance at a precarious time. Fortunately, new options may be able to help those on tight budgets.
Tips to Shop Smarter and Save on Household Essentials
(StatePoint) Whether building a home from scratch, doing a complete renovation or simply refreshing a room or two, you can take your project to the next level with some design inspiration.
How Families and Communities Can Prepare for Natural Disasters
(StatePoint) When it comes to the essentials that families use and replenish most often, some smart shopping strategies can allow you to stretch your dollar and keep your household budget on track.
Common Moving Myths - Busted!
(StatePoint) Natural disasters are increasing in severity and frequency. However, studies show that advance planning can keep individuals healthier and safer and support faster recovery for communities. And one of the most effective ways to prepare is by enforcing up-to-date building codes.
How to Make the CARES Act Part of Your Financial Plan
(StatePoint) You’ve finally found the perfect home. Now comes the hard part: moving. But don’t let misconceptions complicate the process. To keep frustrations to a minimum and make your move more manageable, here are five common moving myths, debunked.
Top Tips for Safe HVACR Maintenance
(StatePoint) For many Americans, the current state of the economy is creating real financial challenges and concerns. However, the federal government’s recently enacted CARES Act is intended to provide some financial relief to families and business owners who may be struggling to manage their finances, using cash disbursements, expanded unemployment benefits, and different loans and tax credits.
Keeping Personal Information Safe During a Pandemic
(StatePoint) There’s a lot of uncertainty about some aspects of life today. However, the importance of proper heating, ventilation, air conditioning and refrigeration (HVACR) installation and maintenance is a constant for homeowners, especially for those who have been spending a lot more time at home lately.
Unemployed Due to Coronavirus? Find Available Benefits
(StatePoint) Americans are spending more time at home, which means they’re likely spending more time online. While their attention is focused on staying healthy, they shouldn’t forget to stay vigilant about cybersecurity either.
Mortgage Relief and COVID-19 Scams: What You Need to Know
(StatePoint) Self-quarantines and stay-at-home orders as a result of the COVID-19 pandemic are having an impact on employment right now, and that may continue for some time. During this period of uncertainty, finding ways to pay bills or keep medical benefits are top concerns for many. Here are some tips from Janine Nowatzky, managing director of Inside Rx.
Taking a Top Down Approach to Home Exterior Updates
(StatePoint) Unfortunately, during times of hardship, families are often targeted by fraud artists attempting to take advantage of those needing assistance. The COVID-19 crisis is no exception, with many scammers pretending to extend a critical lifeline to struggling homeowners through so-called “foreclosure rescue fraud.”
3 Smart Ways to Boost Home Curb Appeal
(StatePoint) Whether you want to boost the beauty of your home for your own enjoyment or you’re looking to sell in the near future, experts recommend taking a top-down approach to evaluate the outside of your home.
Building a Home? What to Ask Your Builder About Lighting
(StatePoint) Taking steps to boost curb appeal makes good sense for any homeowner. Not only does it help make a great first impression on guests and neighbors, but certain updates can actually increase your home’s resale value when it comes time to put your property on the market.
(StatePoint) While lighting is an essential piece of new home design; it’s often selected and installed at the end of the building process. What’s more, statement-making decorative lighting is often not part of the initial design at all.