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Personal Finance

3 Ways Housing Counselors Can Help During a Pandemic
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(StatePoint) While the tireless work of medical professionals, teachers and grocery store workers has rightfully been celebrated throughout the pandemic, you may be less familiar with the work of housing counselors. During a challenging year that exacerbated the U.S. housing crisis, those close to the situation say that housing counselors are the pandemic’s unsung heroes.

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Tips to Pay for College This Fall
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(StatePoint) What does paying for college during life’s “new normal” and current economic climate look like? A new survey highlights parent plans and concerns regarding the upcoming 2021-2022 school year.

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Is Your Workplace Taking This COVID-19 Precaution?
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(StatePoint) Despite safety efforts and countless resources spent, factories, warehouses and labor union workers are continuing to be hit hard by COVID-19. As the vaccine slowly rolls out nationwide, ensuring that viruses can’t spread through surface contact remains a crucial component in keeping America’s workforce safe. New technology can help.

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How Prison Education Programs Transform Lives and Communities
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(StatePoint) In 2014, Benito Castro was sentenced to six years in prison for passing bad checks as a result of a gambling habit he’d developed. Today, he’s the director of operations for a grocery store chain and runs freedomrides.org, a non-profit he started that provides transportation for those recently released from prison.

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New Tools Can Help Small Businesses Thrive While Working Remotely
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(StatePoint) It’s been a challenging year for businesses of all sizes, with many companies having to quickly transition from centralized to decentralized work environments. Business leaders say that without the right tools, the new normal can put a strain on communication, collaboration and teamwork, significantly reducing productivity.

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6 Reasons to Start a Home Healthcare Career After Age 50
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(StatePoint) With unemployment rates nearly twice as high as their pre-pandemic levels reported in February 2020, the prospect of starting a new career after age 50 may seem unrealistic. However, industry experts say that it’s actually a great time for those in this age bracket to consider making the leap.

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What Homeowners Need to Know Before Refinancing
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(StatePoint) With mortgage rates hovering near three percent, experts say there are still a number of homeowners who could benefit from refinancing. In fact, borrowers who refinanced in 2020 to lower their mortgage rate saved over $2,800 in mortgage payments annually, according to the latest Freddie Mac research.

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What Does 5G Tech Mean for You?
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(StatePoint) By now, you’ve heard about 5G or might have access to it on your smartphone, but do you know what it is, how it works or what it can do for you?

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Renovating Your Home? How to Protect Your Investment
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(StatePoint) The increased time spent at home during the pandemic has resulted in many people deciding to tackle home renovation projects. From creating a new office space or virtual learning area, to larger projects like bathroom renovations, many homeowners are rolling up their sleeves to do the improvements themselves.

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How the USO Serves Our Military and Their Families
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(StatePoint) Since its founding in 1941, the USO has provided generations of service members and their families with crucial support. During that 80-year history, the world, the military and the needs of service members changed. The USO also adapted, adjusting and expanding its operations to help boost their morale and keep them connected to home.

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How the Pandemic is Impacting Children and Families
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(StatePoint) More than 2.7 million American children are growing up in grandfamilies -- families in which grandparents, other adult family members, or close family friends are raising children. A new report highlights how the pandemic has amplified their unique challenges, and offers solutions to better serve them.

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Save Time and Money on Spring Home and Personal Essentials
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(StatePoint) Keeping your household well-stocked of items you need to run things smoothly is essential, particularly during the spring cleaning season. But whether it’s home improvement supplies or laundry necessities, selecting the best products may be a bit more challenging these days. Not only are new products introduced to store shelves all the time, if you’re like many consumers, you’re staying home more with fewer opportunities to compare products in-person.

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Maintaining a Sense of Normalcy While Routines Stay Disrupted
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(StatePoint) With the roll-out of the vaccine taking place slowly, it may be awhile longer before life returns completely to normal. However, if you have been working remotely, it may be a good idea to reincorporate some of the elements of your regular routine into your schedule now.

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Why Getting Tech Savvy Doesn’t Have to be Hard
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(StatePoint) More than 12 million people are currently employed in tech-related occupations in the U.S., either as information technology (IT) professionals or employees of technology companies. Yet employer demand for tech workers is still strong in many markets and industries, including technology, financial services, manufacturing, retail, healthcare, government and education.

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5 Tips to Protect Seniors from Financial Scams Right Now
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(StatePoint) Social isolation among seniors is not only linked to numerous negative health consequences like depression and cardiovascular disease, but it’s also a primary contributing factor in financial exploitation and scams. Estimated to affect one in 10 older adults and cost billions annually, the threat of elder financial fraud is pervasive, and especially so right now.

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Fighting Flu and Staying Healthy All Year With Medicaid and CHIP
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(StatePoint) Each year, millions of Americans get sick from “seasonal influenza” (“the flu”). According to the Centers for Disease Control and Prevention (CDC), more than 38 million people got sick with the flu during the 2019-2020 flu season. The flu is more dangerous than the common cold and children are at higher risk for developing serious complications. More than 12 million children under the age of 18 were diagnosed with flu last year, and of those children diagnosed, more than 52,000 were hospitalized. However, there are preventive steps parents can take to protect their children and family from the flu.

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Boosting Your Child’s Confidence Can Help Them Land a Tech Job
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(StatePoint Media) Confidence is a great thing. It can make people more open to learning new skills, pursuing new opportunities and living new experiences. When it comes to career choices, confidence, or rather a lack of it, can keep qualified and motivated individuals from even considering certain fields. Technology is at the forefront of this dilemma, according to those in the industry, who also note that lingering misconceptions may be widening a “confidence gap.”

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Unmet Demand for Afterschool Programs Reaches All-Time High
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(StatePoint) Parents of children enrolled in afterschool programs are happier with their participation than ever before, according to a new study. At the same time, there aren’t nearly enough programs available, and students from low-income families are the most likely to lack access. For every child in an afterschool program today, three more are waiting to get in.

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