Top Ways to Lighten Up Your Home Workspace
5 Financial Planning Tips for Women
(StatePoint) Many people have found themselves working from home. Whether setting up shop at the kitchen table or creating a complete home office, here are simple hacks to make your new work environment comfortable and productive.
How to Extend the Life of Your Used Car
(StatePoint) The demographics of women have rapidly evolved over the last half-century. Now a prominent component of corporate America and the global business landscape, women are increasingly assuming stewardship of family and business finances.
3 Expert Pay Negotiation Tips for Women
(StatePoint) Nearly 70 percent of all car sales are used vehicles, thanks to the rising costs of new cars and the increasing quality of their used counterparts. While buying a previously owned vehicle makes the best financial sense in a lot of cases, experts say there are some things to keep in mind.
Is Your Perception of Used Cars Out-of-Date?
(StatePoint) As advocates continue to put gender equity under a microscope and some progress has been made, there’s still a long way to go. The income gap between men and women has yet to be closed, and while employers have a huge role to play in creating a level playing field, many women could advocate for themselves more effectively during salary negotiations.
3 Things to Know About 401(k)s in 2020
(StatePoint) Even as more Americans turn to the used car market for affordable vehicle options, a recent survey suggests that outdated notions about used cars persist.
Home Interior Updates You Can Make to Create a Wow Factor
(StatePoint) Workplace retirement plans, including 401(k)s, 403(b)s and 457 plans, provide an important long-term savings tool for many Americans. About 55 percent of U.S. workers across public and private sectors participated in workplace retirement plans in 2018, according to the Bureau of Labor Statistics.
8 Tips for Avoiding Credit Card Debt
(StatePoint) Whether you want to customize and enhance your living spaces for your own enjoyment or you need to prepare to stand out in a buyer’s market, creating that wow factor is easy to achieve, if you know where to focus your attention. You’re likely already familiar with the importance of exterior curb appeal. According to experienced realtors, it’s just as important to continue that concept after walking through the front door.
What to Know About Financial Advising Career Paths
(StatePoint) Americans’ credit card debt totaled $930 billion in the fourth quarter of 2019, a $46 billion increase over the third quarter, according to recent data from the Federal Reserve Bank of New York. At the same time, the proportion of borrowers whose credit card payments were 90 days late or later increased to the highest percentage recorded in almost eight years.
What to Consider Before Buying a Used Car
(StatePoint) If you’ve decided to pursue a career in financial advising, there are a few things you should know about the many opportunities within this fast-growing field.
5 Important Financial Decisions: Should You DIY or Hire a Pro?
(StatePoint) When it comes to their next set of wheels, the majority of Americans would consider buying used despite harboring concerns about reliability and necessary repairs, suggests a new survey.
Building a Home? What to Ask Your Builder About Lighting
(StatePoint) Financial decisions can have a big impact on your future and the future of your loved ones. Good financial decisions you make on your own can save thousands of dollars, but according to experts, there are some decisions that may be better left to the professionals.
Taking a Top Down Approach to Home Exterior Updates
(StatePoint) While lighting is an essential piece of new home design; it’s often selected and installed at the end of the building process. What’s more, statement-making decorative lighting is often not part of the initial design at all.
3 Smart Ways to Boost Home Curb Appeal
(StatePoint) Whether you want to boost the beauty of your home for your own enjoyment or you’re looking to sell in the near future, experts recommend taking a top-down approach to evaluate the outside of your home.
How Companies Can Help Employees With Student Loan Debt
(StatePoint) Taking steps to boost curb appeal makes good sense for any homeowner. Not only does it help make a great first impression on guests and neighbors, but certain updates can actually increase your home’s resale value when it comes time to put your property on the market.
3 Ways to Weather the 2020 Tax Season
(StatePoint) After paying monthly student loan minimums, many Americans have just enough to cover basic living expenses, which means that when unexpected expenses arise, they often end up defaulting on their student loans.
How to Improve Your Financial Health in 2020
(StatePoint) Over half of U.S. adults say financial stress negatively impacted their personal health and work performance in 2018, according to new research from Lincoln Financial Group. When it comes to tax season, preparation is key to easing anxiety, according to experts.
How to Talk to Your Children About Tough Money Matters
(StatePoint) The first months of the year are a great time to build a plan to achieve your financial health goals. Here are some tips to help you get started:
What Does a Recession Mean for You? 6 Ways to Protect Your Future
(StatePoint) Has your family discussed money concerns?
6 Tips for Avoiding Emotional Spending
(StatePoint) Financial experts agree that no one is completely immune from risk when a recession occurs, and that an economic downturn can have a significant impact on your personal and financial situation. However, they also agree that it is important to avoid panicking and to remain focused on your long-term financial plans and strategies.
Small Business Owners Say Continual Tech Investments Are Critical
(StatePoint) Decisions about spending money are often driven by emotions, even if what your heart is telling you goes against logic. Emotional financial choices may provide you with short-term happiness, but they are just as likely to result in long-term regret or debt.
Anxious About the Economy? New Survey Reveals Your Next Steps
(StatePoint) A new survey of small business executives reveals key insights of what it takes to stay competitive today -- and technology and attracting top talent are crucial.
3 Financial Planning Trends to Look for in 2020
(StatePoint) Economic analysts increasingly predict that the U.S. will soon experience a recession, and a recent survey by CFP Board/Morning Consult shows many Americans agree: 55 percent of respondents believe a recession will occur in the next year. Roughly three quarters of respondents said an economic downturn would affect their household, with more than a third projecting it would have a major impact.
3 Tips for Greater Financial Health and Happiness
(StatePoint) The latest financial planning trends anticipated by industry experts will have important implications for consumers.
How to Troubleshoot Your Technology Issues
(StatePoint) When people consider adopting healthy habits, they often forget to take their financial health into consideration. But your financial health can be equally, if not more important to overall happiness than other goals, such as starting a new diet or joining a gym.
Middle Market Companies Upgrading Technology to Drive Growth
(StatePoint) If you’re like most people, you’ve spent more time than you’re willing to admit troubleshooting a technology issue with any one of the many devices in your connected home. Did you know that the average person owns at least 10 connected devices from Macs and PCs, smartphones, tablets and printers, to voice assistants, video doorbells and even home automation systems?
Myths vs. Facts of Landing a Skilled Trade Job
(StatePoint) Technology and talent are key drivers of future growth, middle market executives say in a new survey.
Prioritizing Your Family's Plan to Pay for College
(StatePoint) With the demand for skilled trade workers growing nationwide, you may be looking to launch your career, change professional paths, or hone current skills in order to advance in your industry.
Starting a Business? Website Trends to Consider
(StatePoint) When it comes to financial goals, a new survey suggests that creating a plan to pay for college should be top of mind for more families.
5 Things to Do to Prepare for a Recession
(StatePoint) Starting a business? One of the first things you’ll need to do is build a website. Today a website is not only your brand, but it also provides the tools you need to operate your business, and is the central point for you to communicate with your customers.
Tips for a Stress-Free Tax Season
(StatePoint) Experts agree that periods of economic downturn, or recessions, are unavoidable and often follow a period of market growth. However, experts also acknowledge that it is difficult to predict exactly when the next recession will begin.
Looking to Buy a Home? 2020 May Be Your Year
(StatePoint) Taxes are an unavoidable fact of life. Unfortunately, they can be somewhat overwhelming, which can cause people to put the task off and miss the deadline. Use these tips for a stress-free tax season:
Should I Be Worried About That Condensation on My Windows?
(StatePoint) If buying a home is on your near-future to-do list, experts say that 2020 may be a good year to make it happen. Mortgage interest rates are near historic lows, providing you with the opportunity to finance a new home purchase at a much lower cost.
7 Tips for Using Credit Cards Safely
(StatePoint) If you take a look at your home’s windows and doors in winter, you may notice condensation. As temperatures drop, it often appears on the inside and outside of these surfaces.
Tips for the Best Financial You
(StatePoint) Credit cards are a useful tool for managing personal finances and building credit, but they also expose you to a number of risks -- including identity theft and credit card fraud. Thankfully, experts say there are many simple, proactive steps you can take to help protect yourself when using a credit card. Here are seven tips for guarding your credit.
How to Turn Your Home into the Ultimate Staycation ‘Destination’
(StatePoint) Want to save more money, boost your credit score and better manage your finances? To help get you started, Experian Boost ambassador, actor and financial empowerment activist, Hill Harper is providing these money tips:
Americans Motivated to Improve Holiday Finances
(StatePoint) While vacations sound like the best chance to unwind, planning a trip out of town -- and getting there – can sometimes be more hassle than it’s worth.
5 Reasons Why You Need a Financial Plan Before a Recession
(StatePoint) Americans are taking proactive steps to keep holiday spending in check and be financially ready for next year, according to an Experian national consumer survey.
4 Ways to Protect Yourself From ID Theft When Shopping Online
(StatePoint) With speculation swirling that the U.S. economy is heading for another recession, you might be wondering what you can do to protect yourself from feeling the pinch of a slowing economy.
Are You Ready for College Entrance Exams?
(StatePoint) You are likely doing more of your shopping online than ever before. When making purchases online, be sure to protect yourself from becoming a victim of identity theft -- it’s more common than you may think.
How to Help Young Adults Build Credit History
(StatePoint) While a student’s long record of academic achievement is generally the most important measure that colleges take under consideration during the admissions process, getting as prepared for one’s college entrance exams as possible is a great idea.
Thinking About Refinancing? 5 Things to Consider
(StatePoint) As young adults establish their financial independence, they may be overwhelmed with enticing credit card offers. Free airfare, cashback and special introductory rates may be tempting, but choosing the right card is more important than snagging some fun freebies.
Affordable DIY Projects to Transform Your Home
(StatePoint) Mortgage rates have recently hit near-record lows and Freddie Mac predicts rates will remain low for the foreseeable future.
Great Ways to Honor Native Veterans
(StatePoint) Transformative home renovations don’t need to be complicated, nor do they need to cost an arm and a leg. There are plenty of affordable DIY projects you can do in a weekend to add beauty to your home’s indoor and outdoor spaces. Here are a few to consider:
How the Latest Cyber Threats May Affect You
(StatePoint) Today, American Indians, Alaska Natives and Native Hawaiians (AIAN) serve in the U.S. military at one of the highest rates per capita of all population groups, according to the Smithsonian Institution. In fact, the AIAN veteran cohort served in the Pre-9/11 period of service in a higher percentage than veterans of other races (19.9 percent vs. 13.3 percent, respectively).
5 Essentials to Build a Home Office
(StatePoint) New cyber threat intelligence suggests that while the volume of cyberattacks is trending down slightly, the attacks are becoming more targeted and nefarious. This latest data can help individuals and businesses make sense of current cyber threats and take action.
How to Save Big on Tech Upgrades
(StatePoint) Want to maximize your productivity when working in your home office? Here are five essentials to build out the space:
Veterans: Show Potential Employers You Are a Team Player
(StatePoint) If you’re in the market for a smartphone, tablet, smart watch or other gadget, you may be preparing to pay through the nose. Experts say that you don’t have to go broke on tech if you shop wisely.
Great Ways to Make Education More Affordable
(StatePoint) If you’re a veteran, you have proven you can work on teams and, in many cases, lead them. Yet corporate recruiting experts say it’s crucial to properly frame your experience to maximize your chances of getting hired.
What Veterans Should Know About Caregiver Jobs
(StatePoint) As most parents know, even a free public school education comes with certain expenses that over the course of a school year can really add up. While many of these expenditures feel unavoidable, there are certain ways that families can save money on the hidden costs of schooling.
Are Millennials Paying Enough Attention to Their Credit Scores?
(StatePoint) Today, there are over 18 million U.S. veterans, many of whom are seeking civilian jobs. Experts say that the caregiving industry -- which is expected to grow rapidly in the coming years due to an aging population -- is particularly well-suited to the skills and experience of those who’ve served their country.
Credit Application Denied? Here’s What to Do Next
(StatePoint) Millennials are no strangers to watching numbers. Lives today are affected by a vast number of online and social media statistics -- likes, followers, scores and ratings. However, a new survey suggests that despite the time and attention this generation devotes to social media, they are more focused on the importance of a very different number: their credit scores.
What to Know Before Replacing Your Roof
(StatePoint) It’s no fun being denied anything, especially credit. Usually when someone is trying to get a line of credit, it’s for a big reason or major life milestone and having a credit application denied can feel like a real setback. But this rejection isn’t something to take personally. It’s more common than people realize and doesn’t spell doom for your financial future. In fact, credit denials can be a good opportunity to take proactive steps to improve your credit health long-term.
(StatePoint) Not only does your roof need to withstand the elements over the years, it needs to look great while doing it. If it’s time to replace your roof, experts say that there are some important things to consider, particularly when it comes to the materials you select.