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Personal Finance

5 Tips to Protect Seniors from Financial Scams Right Now
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(StatePoint) Social isolation among seniors is not only linked to numerous negative health consequences like depression and cardiovascular disease, but it’s also a primary contributing factor in financial exploitation and scams. Estimated to affect one in 10 older adults and cost billions annually, the threat of elder financial fraud is pervasive, and especially so right now.

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Fighting Flu and Staying Healthy All Year With Medicaid and CHIP
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(StatePoint) Each year, millions of Americans get sick from “seasonal influenza” (“the flu”). According to the Centers for Disease Control and Prevention (CDC), more than 38 million people got sick with the flu during the 2019-2020 flu season. The flu is more dangerous than the common cold and children are at higher risk for developing serious complications. More than 12 million children under the age of 18 were diagnosed with flu last year, and of those children diagnosed, more than 52,000 were hospitalized. However, there are preventive steps parents can take to protect their children and family from the flu.

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Boosting Your Child’s Confidence Can Help Them Land a Tech Job
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(StatePoint Media) Confidence is a great thing. It can make people more open to learning new skills, pursuing new opportunities and living new experiences. When it comes to career choices, confidence, or rather a lack of it, can keep qualified and motivated individuals from even considering certain fields. Technology is at the forefront of this dilemma, according to those in the industry, who also note that lingering misconceptions may be widening a “confidence gap.”

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Unmet Demand for Afterschool Programs Reaches All-Time High
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(StatePoint) Parents of children enrolled in afterschool programs are happier with their participation than ever before, according to a new study. At the same time, there aren’t nearly enough programs available, and students from low-income families are the most likely to lack access. For every child in an afterschool program today, three more are waiting to get in.

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Why a Tech Career Might Be Right for You
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(StatePoint) If you have an interest in innovation, a passion for helping people and the confidence to let your creativity shine, there are exciting and rewarding career opportunities available to you in technology in almost every industry. From supporting the development of critical vaccines; building the next generation of electric vehicles; creating new and engaging ways to deliver distance learning; keeping air, food and water safe and sustainable; or bringing efficiencies to the delivery of government services, there is a career in tech waiting for you.

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Navigating Important Family Decisions With a Financial Advisor
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(StatePoint) Recent historic economic downturns and significant unemployment numbers and job losses have created considerable financial worries for families across the country. Health and safety concerns about returning to schools, childcare facilities, and office settings have only added to the uncertainty and stress that Americans are currently feeling.

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Top Tips for Organized Tax Filing
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(StatePoint) 2020 was a particularly stressful year -- but filing its taxes doesn’t need to be. With the following tips, you can stay organized and cool-headed throughout the process.

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The Way Forward for the U.S. Sports Industry
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(StatePoint) Athletic arenas, stadiums and even youth sports centers have shuttered their doors to large crowds amid COVID-19, yielding a massive, growing revenue loss for a major American industry and contributing to thousands of layoffs nationwide. However, analysts say a new scientific breakthrough could soon put an end to the extended timeout.

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DIY Weatherization Tips to Keep Your Home Cozy All Season Long
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(StatePoint) As temperatures fall outside, it’s time to get ready for the chillier months ahead. Most homeowners want to keep their home cozy and their heating bills low during the winter, but struggle to keep the warmth in and the cold air out. Weatherizing can seem daunting, but there are many benefits -- from reducing drafts to lowering energy use. Follow these low-cost tips to protect your home and your wallet. 

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Teacher of the Year Shares Distance-Learning Tips
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(StatePoint) School closures and hybrid learning models have forced educators, parents and students to adapt to new forms of learning; the impact of this is not to be underestimated. Teachers and parents around the country have expressed concerns about the accessibility and quality of education under these conditions.

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Ensuring Your Home Heating Equipment Operates Efficiently All Season
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(StatePoint) Want a snafu-free season of home heating? Better installation and quality service mean a longer life for your heating and cooling equipment, as well as increased energy efficiency and reduced energy bills. Not only that, regular service checks may actually detect problems before you notice them, and catching them in time may extend your unit’s life.

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Could Long-Term Blackouts and Outages Become the New Normal?
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(StatePoint) While you may take electricity for granted in today’s world, you might not in the future -- that is, if current trends continue. As a new report highlights, the U.S. electrical workforce is aging out and not being sufficiently replaced -- a trend which could have potentially devastating and far-reaching impacts nationwide. The report’s authors say that the time to fill the pipeline of new electrical workers and invest in training and retention is now.

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How COVID-19 Has Changed the Way We Do Business Forever
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(StatePoint) The COVID-19 pandemic has fundamentally changed how business gets done. And when it comes to midsized and small businesses, the importance of investing in new technology, facilitating remote work and maintaining a tech-savvy workforce has never been so clear, according to a new survey.

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Small Businesses Remain Resilient Amid Pandemic
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(StatePoint) Amid the historic coronavirus pandemic, businesses are adapting by making major changes to their operations, including increased use of technology, according to the latest PNC semi-annual survey of small and mid-size business owners and executives, which concluded Sept. 8.

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How to Choose the Best Insurance Policy for You
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(StatePoint) It’s never fun to think about the possibility of getting sick or hurt, losing a home, needing extended medical care, or even dying, but these are extremely important topics to confront when planning your financial future.

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4 Tips to Help Prevent Electrical Fires at Home
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(StatePoint) Electrical fires often occur unexpectedly in locations that may be hidden from view. As the second most common type of home fire in the U.S., more than 40,000 electrical fires occur in American homes every year, resulting in hundreds of deaths, over 1,000 injuries and more than $1 billion in property damage, according to the National Fire Protection Association.

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