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5 Important Financial Decisions: Should You DIY or Hire a Pro?
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(StatePoint) Financial decisions can have a big impact on your future and the future of your loved ones. Good financial decisions you make on your own can save thousands of dollars, but according to experts, there are some decisions that may be better left to the professionals.

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How You Can Help Protect Wild Birds in Your Yard
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(StatePoint) You may not think about it often, but wild birds use your lawn as a rest stop and place to call home. As you spruce up your lawn and garden for the season, there are simple steps you can take to protect them and help them thrive.

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3 Ways to Weather the 2020 Tax Season
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(StatePoint) Over half of U.S. adults say financial stress negatively impacted their personal health and work performance in 2018, according to new research from Lincoln Financial Group. When it comes to tax season, preparation is key to easing anxiety, according to experts.

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How to Tell if You Have Severe Asthma
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(StatePoint) While the majority of the more than 25 million Americans living with asthma enjoy active, healthy lives, for others, severe symptoms are part of daily life, despite using high dose asthma medicines and avoiding triggers.

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A Doctor’s Common-Sense Approach to Heartburn Relief
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(StatePoint) Indigestion is on the rise worldwide and is especially prevalent in the U.S. According to the American College of Gastroenterology, 60 million Americans suffer from heartburn at least once a month. While it’s a common issue for older people due to aging, it’s now a growing problem for younger adults as well, who report increasing bouts of indigestion, upset stomach, and anxious stomach, which may be linked to stress and hectic lifestyles

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7 Traits to Look for in a Financial Planner
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(StatePoint) When looking for a financial planner who can bring all the pieces of your financial life together and put you in the driver’s seat of your own financial future, experts say it’s important to look beyond his or her resume.

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What Does a Recession Mean for You? 6 Ways to Protect Your Future
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(StatePoint) Financial experts agree that no one is completely immune from risk when a recession occurs, and that an economic downturn can have a significant impact on your personal and financial situation. However, they also agree that it is important to avoid panicking and to remain focused on your long-term financial plans and strategies.

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This Pi Day, Make Math Fun for Kids
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(StatePoint) Pi Day, is not only an annual opportunity to celebrate math, it’s also a day to honor the renowned scientist and mathematician, Albert Einstein, born on March 14.

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How New Tech Could Help You Manage Your Money
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(StatePoint) From fitness apps monitoring daily activity to calendar apps that send appointment reminders, having high-quality, real-time information in the palm of your hand can be an effective way to stay accountable to your goals. So if you’re looking to better manage your money, it may be time to consider how an app can help.

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6 Tips for Avoiding Emotional Spending
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(StatePoint) Decisions about spending money are often driven by emotions, even if what your heart is telling you goes against logic. Emotional financial choices may provide you with short-term happiness, but they are just as likely to result in long-term regret or debt.

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Write More Letters to Friends and Family
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(StatePoint) In an age of instant messages, video chats and social media, the art of letter writing has become rare. But sitting down to write correspondence by hand can be a much more personal way to connect than some of the modern modes of communication. Not only does it give you ample opportunity to express yourself, it gives your recipient something tangible to hold onto and revisit.

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Anxious About the Economy? New Survey Reveals Your Next Steps
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(StatePoint) Economic analysts increasingly predict that the U.S. will soon experience a recession, and a recent survey by CFP Board/Morning Consult shows many Americans agree: 55 percent of respondents believe a recession will occur in the next year. Roughly three quarters of respondents said an economic downturn would affect their household, with more than a third projecting it would have a major impact.

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5 Tips to Help Older Adults Be Healthier in 2020
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(StatePoint) For many, the new year is about establishing goals for the year ahead. But where should you start? As we age, an increasing number of us link our emotional and physical well-being to our overall health. After all, you can’t do the things you’d like if you aren’t healthy.

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How to Troubleshoot Your Technology Issues
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(StatePoint) If you’re like most people, you’ve spent more time than you’re willing to admit troubleshooting a technology issue with any one of the many devices in your connected home. Did you know that the average person owns at least 10 connected devices from Macs and PCs, smartphones, tablets and printers, to voice assistants, video doorbells and even home automation systems? 

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3 Tips for Greater Financial Health and Happiness in 2020
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(StatePoint) What tops most New Year’s resolutions lists? You guessed it. Greater health and happiness. But what most Americans don’t consider is that financial health can be equally, if not more important to overall happiness than other resolutions, such as starting a new diet or joining a gym.

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Tips for Relieving Joint Pain
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(StatePoint) The health benefits of regular exercise are undeniable, and the U.S. Department of Health and Human Services recommends 30 minutes of exercise at least five times per week. However, high-impact exercises like running and weight training can lead to joint pain, especially if you have a joint condition. The good news is that smart exercises with low impact can alleviate joint pain and deliver the same health benefits.

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Starting a Business? Website Trends to Consider
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(StatePoint) Starting a business? One of the first things you’ll need to do is build a website. Today a website is not only your brand, but it also provides the tools you need to operate your business, and is the central point for you to communicate with your customers.

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Looking for a Healthy Goal? Don’t Overlook Your Eyes
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(StatePoint) Setting healthy habits and intentions should make you feel good -- that’s the whole point, right? So, consider this twist on the standard goal format: opt for a few, small lifestyle wins with clear start and end points rather than mounting an all-out assault on your current habits -- more goal-lite if you will.

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5 Things to Do to Prepare for a Recession
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(StatePoint) Experts agree that periods of economic downturn, or recessions, are unavoidable and often follow a period of market growth. However, experts also acknowledge that it is difficult to predict exactly when the next recession will begin.

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Tips for a Stress-Free Tax Season
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(StatePoint) Taxes are an unavoidable fact of life. Unfortunately, they can be somewhat overwhelming, which can cause people to put the task off and miss the deadline. Use these tips for a stress-free tax season:

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2020 Interior Design Trends on the Horizon
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(StatePoint) The beginning of the new year is a natural time to think about refreshing the look of your home, and in 2020, “cozy” and “warm” are trending keywords for interior design, according to experts, with luxurious textiles, inviting color palettes, and warm mixed metals found across all design styles.

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7 Tips for Using Credit Cards Safely
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(StatePoint) Credit cards are a useful tool for managing personal finances and building credit, but they also expose you to a number of risks -- including identity theft and credit card fraud. Thankfully, experts say there are many simple, proactive steps you can take to help protect yourself when using a credit card. Here are seven tips for guarding your credit.

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For Healthier Eating, Grill More
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(StatePoint) Planning to follow a trendy diet like keto or simply want to eat right? There’s good news -- grilling can be a great option for you to kickstart eating healthier. Indeed, the American Heart Association recommends it

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Simple Ways a Keto-Friendly Diet Can Set You Up for Success
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(StatePoint) Chances are you’ve heard of the keto diet. Its popularity has soared in recent years, adding it to the list of diets many people try. The keto diet is founded on the belief that when your body is in a state of nutritional ketosis -- a metabolic state in which fat provides most of the fuel for the body -- you will lose weight. But what if you could take a less drastic approach?

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How to Make Your Trip to the Grocery Store More Eco-Friendly
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(StatePoint) In our grab-and-go culture, plastic is pervasive at the grocery store. But as more supermarkets worldwide adopt smart strategies for reducing single-use plastic packaging, experts say that these same changes are possible here in the U.S., so long as retailers, companies and individuals commit to making them a reality.

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Tips for the Best Financial You
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(StatePoint) Want to save more money, boost your credit score and better manage your finances? To help get you started, Experian Boost ambassador, actor and financial empowerment activist, Hill Harper is providing these money tips:

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10 Doctor-Recommended Tips for Improved Overall Health
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(StatePoint) Four in 10 adults in the U.S. have two or more chronic diseases, according to the Centers for Disease Control and Prevention. While certain conditions and risk factors are beyond one’s control, there is no shortage of lifestyle choices you can make for improved health.

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Tips to Protect Your Winter Wardrobe
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(StatePoint) If you are like many people, your winter wardrobe requires a bit of extra care. Between fine cashmere sweaters, favorite woolen outerwear and your snazziest cocktail attire, your special care garments should look as crisp at the end of the season as they do today.

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Best Flu Hacks Every Traveler Should Know
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(StatePoint) While everyone wants to make the most of their vacation, travel can do a number on one’s health, and during flu season, the risk of feeling unwell is even higher. Feel your best with these tips:

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4 Reasons Playing Piano is Good for Your Health
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(StatePoint) Have you always wanted to play the piano but never took that first step in getting started? If you need any more motivation than the fact that making music is a fun and rewarding activity, consider that this is one hobby with many surprising positive benefits for your health.

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Tips for Hosting Houseguests
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(StatePoint) Hosting houseguests? For happier guests and hosts alike, you’ll want to be sure you’re equipped to accommodate all your overnighters. Here are a few pointers:

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Why Vaping is Not Quitting Smoking
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(StatePoint) Ending a tobacco addiction can be tough. While many smokers may think that e-cigarettes are a quit-smoking product, the American Lung Association is reminding people that e-cigarettes are a tobacco product and that switching to vaping is not the same as quitting.

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How to Help Young Adults Build Credit History
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(StatePoint) As young adults establish their financial independence, they may be overwhelmed with enticing credit card offers. Free airfare, cashback and special introductory rates may be tempting, but choosing the right card is more important than snagging some fun freebies.

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How Simple Steps May Prevent Type 2 Diabetes
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(StatePoint) More than one in three Americans -- over 84 million people -- have prediabetes, which is a serious condition that often leads to type 2 diabetes and other significant health problems, such as heart disease and stroke. Despite its prevalence, nearly 90 percent of people with the condition don’t know they have it. The good news is that prediabetes can often be reversed. The first step is learning your risk, say experts.

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What Everyone Should Know About Colorectal Cancer Screenings
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(StatePoint) Colorectal cancer is the second leading cause of cancer-related death in men and in women in the U.S., making screening one of the most important preventive health measures to take as an adult. While no one relishes cancer screenings, new recommendations can help those of average risk for colorectal cancer learn more about the importance of screenings, and the most effective strategy for completing them.

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Great Ways to Honor Native Veterans
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(StatePoint) Today, American Indians, Alaska Natives and Native Hawaiians (AIAN) serve in the U.S. military at one of the highest rates per capita of all population groups, according to the Smithsonian Institution. In fact, the AIAN veteran cohort served in the Pre-9/11 period of service in a higher percentage than veterans of other races (19.9 percent vs. 13.3 percent, respectively).

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How to Navigate the Challenges of Caregiving
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(StatePoint) As the population of older U.S. adults grows, more Americans are taking on long-term caregiving duties for loved ones. An estimated 43.5 million adults in the U.S. have provided unpaid care in the past 12 months, according to AARP.

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Do You Know What’s in Your Dietary Supplements?
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(StatePoint) Dietary supplements help people get the nutrients they need to thrive, and 77 percent of Americans take them, according to the Council for Responsible Nutrition (CRN). However, experts say that in order to make smart choices down the line, it is necessary to understand changes being made to product labels.

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What Veterans Should Know About Caregiver Jobs
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(StatePoint) Today, there are over 18 million U.S. veterans, many of whom are seeking civilian jobs. Experts say that the caregiving industry -- which is expected to grow rapidly in the coming years due to an aging population -- is particularly well-suited to the skills and experience of those who’ve served their country.

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Schools Can Play an Instrumental Role in Empowering Young Leaders
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(StatePoint) From encouraging dialogue on mental health to initiating grassroots fundraising efforts for pediatric cancer, students across the country are choosing issues they’re passionate about and generating real change. Parents, educators and community members may ask a pertinent question: how can we develop this initiative in every child?

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Books Make Great Gifts for Young and Old Alike
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(StatePoint) For young and old alike, books make great gifts. To wow your favorite readers on the next birthday or special occasion, consider the following titles, which will allow them to become armchair explorers, travel back in time, or even take an inner journey to learn more about themselves.

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What Every Family Needs to Know About Parkinson's Disease
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(StatePoint) Debbie, 63, and Doug Chambers, 72, had always been a social couple, enjoying travel, dinners with friends and going to the movies. But their active lifestyle began to change in 2016 when Doug’s gait became slower and he had difficulty concentrating. He was diagnosed with Parkinson’s disease soon thereafter.

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Are Millennials Paying Enough Attention to Their Credit Scores?
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(StatePoint) Millennials are no strangers to watching numbers. Lives today are affected by a vast number of online and social media statistics -- likes, followers, scores and ratings. However, a new survey suggests that despite the time and attention this generation devotes to social media, they are more focused on the importance of a very different number: their credit scores.

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How to Turn a Simple Shed into a Livable Oasis
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(StatePoint) Once the domain of lawnmowers and gardening tools, today’s backyard sheds are being repurposed into unique, functional spaces (think: she-shed, bunkhouse or even a bar pub) complete with plumbing and electricity.

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Non-Surgical Heart Valve Gives Patients New Lease on Life
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(StatePoint) When walking up the stairs and playing golf started to become difficult even on a good day, retired Navy Captain Allen Brady attributed the change to aging. Having spent six years as a prisoner of war, Brady was no stranger to living with a challenge. But, when he couldn’t finish a round of golf without feeling fatigued and short of breath, he and his wife knew something was wrong and decided to visit a cardiologist. Brady was diagnosed with a severe form of aortic stenosis, the most common valvular heart disease affecting an estimated 1.5 million Americans.

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Are Those Eco-Friendly Product Labels Telling the Truth?
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(StatePoint) When you see a product labeled “eco-friendly,” or “environmentally sustainable,” it can be tempting to take this at face-value and feel good about your purchase. However, a new report shows that while many major companies are making claims that they are tackling the plastic pollution crisis, there are reasons to be skeptical.

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Dentist-Approved Tips for Healthier Smiles
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(StatePoint) Candy and sweets are fun to eat, but too much can take a toll on dental health. Families can do some damage control with a check-in to make sure everyone’s dental health routine is up to par.

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Living with Chronic Liver Disease? Be Aware of Hepatic Encephalopathy
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(StatePoint) Approximately 30 million people in the U.S. have some form of liver disease, which occurs in people for many different reasons. Some common types and causes of liver disease include hepatitis, caused by viruses A, B, and C, nonalcoholic fatty liver disease (NAFLD), which is caused by too much fat in the liver cells, and alcohol-related liver disease, caused by consuming too much alcohol. Having liver disease over a long period of time can result in cirrhosis, an advanced chronic liver disease, which then puts a patient at risk for hepatic encephalopathy (HE) – a serious complication of advanced liver disease.

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3 Surprising Things That Happen to Women’s Bodies After Giving Birth
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(StatePoint) Along with the joy of bringing a baby into the world, physical changes from pregnancy and postpartum conditions may cause unexpected effects on the body. It’s important to proactively discuss these topics with friends and physicians to stay informed, know you aren’t alone and understand what effective solutions are available.

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4 Tips for Higher-Quality Sleep
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(StatePoint) Sleep is essential to good health. Unfortunately, over a third of Americans are not getting enough sleep, according to The Centers for Disease Control and Prevention. Over time, sleep deprivation can take a toll on one’s overall wellness.

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What to Know About Your Medicare Advantage Plan
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(StatePoint) Medicare Advantage (MA) plans are increasingly popular, offering robust benefits to supplement Medicare coverage, including vision, health, dental, drug coverage and more for more than 22 million people nationwide.

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How a Career Helping Others Can Make You Happier
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(StatePoint) There’s no doubt about it -- what you do each day for work can make a huge impact on your overall well-being. According to a Society for Human Resource Management survey, key job satisfaction aspects include job security, respect, trust and a positive and healthy environment. If you don’t have these things in your workplace, you may be considering making a career shift.

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How to Protect Yourself From Financial Fraud
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(StatePoint) There are more than 300,000 professional financial advisors in the U.S. It’s fair to say that a majority are dedicated to helping their clients achieve their financial goals. However, some unethical individuals seek to take advantage of clients’ trust and lack of financial knowledge to benefit themselves.

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How and Why to Keep Up With the Latest Tech Trends
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(StatePoint) Whatever industry you work in and no matter what your role is, it’s possible you have wondered how emerging technologies will affect your job in the years to come or whether you’ll even have to switch careers entirely at some point.

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Could You Pay Your Mortgage on One Income? Here’s What to Know
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(StatePoint) For many people, getting married and buying a house is still part of the American Dream. That’s reflected in the numbers. The homeownership rate among married couples in the U.S. is 80 percent, according to recent data reported by Statista. But what if something were to happen to you or your spouse? Would the person left behind still be able to afford the mortgage?

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Tips to Make the Most of Playtime
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(StatePoint) With the right games, toys and activities on-hand, playtime can pull double duty, being an opportunity both to have fun and help kids reach important milestones.

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Adulting: Financial Tips for Gen Z
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(StatePoint) As more states nationwide adopt laws requiring high schools to offer personal finance classes, a new survey suggests that generation Z is on board with the trend.

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How to Prepare Young Adults for Financial Independence
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(StatePoint) As you prepare your young adult for college and beyond, it’s important to talk about the road to financial independence, which includes building healthy credit. This is vital for big life moments like getting a car, apartment, house or job, and your child’s credit report will be the financial resume necessary to help him or her achieve these goals.

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The 3 ‘D’s of Understanding Medicare Part D Plans
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(StatePoint) Enrollment in Medicare Part D is on the rise. Having increased 12 percent since 2017, according to the Centers for Medicare & Medicaid Services (CMS), the popularity of this prescription drug benefit may be due to the decline in the cost of basic premiums, which dropped for the third year in a row in 2020.

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Helpful Hacks to Ease School Hassles
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(StatePoint) Whether your life revolves around cubby holes and recess or rolling campus hills and term papers, helpful hacks can ensure students, teachers and families are organized in dorm rooms, classrooms and households.

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Tips for Parents to Help Teens Make the Most of Doctor’s Visits
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(StatePoint) The transition from childhood to adolescence is a complex time for kids, but it’s also a complex time for you, and you may find yourself unsure how to give your children more independence and when to stay involved. But when it comes to doctor’s visits, medical experts emphasize the importance of empowering teens to talk to their doctors one-on-one.

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Tackling the Housing Affordability Crisis
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(StatePoint) As housing prices soar nationwide, a growing number of Americans are unable to find affordable housing. Experts say that the problem has reached a crisis point, and is harming the welfare not only of individuals and families, but of communities and the economy at-large.  

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What Parents Need to Know About Their Baby’s Skin Health
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(StatePoint) A baby’s skin is extra sensitive, and if you’re like many parents, you may be looking for ways to reduce your child’s exposure to potential irritants while maximizing skin health. This can be particularly difficult when the products you see on store shelves contain the very ingredients you prefer to avoid: namely, petroleum, brighteners, artificial fragrances, fillers and synthetics.

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What to Know About Financial Planning Careers
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(StatePoint) Considering a career in financial planning? Those in the industry point out that financial planning provides opportunities to chart one’s own path, maximize growth potential, and maintain work-life balance.

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Tips for Creating the Perfect Home Office
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(StatePoint) With more people nationwide opting to create their own businesses or work for their employer remotely, the home office has become one of the most used spaces of the house, with many people spending more than eight hours a day in this room. If you’re one of these people, the kitchen table just won’t cut it if you’re looking to get serious and organized.

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Tips for Dealing with Home Insect Invasions
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(StatePoint) While a pest problem can cause embarrassment and concern, you can take comfort in the fact that not only is the problem is more common than you may think, but there are new ways of dealing with insects that can help you manage the problem without using harsh chemicals.

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