6 Tips for Refinancing Your Mortgage
Protect Your Health During Cancer Treatment
(StatePoint) The recent economic downturn has caused many Americans to worry about their money, but there is at least one potential bright spot: lower interest rates. For homeowners, this means that it may be time to consider refinancing your mortgage. Refinancing can give you an opportunity to lower your monthly mortgage payments and save money by paying less interest over the term of the loan.
During the COVID-19 Pandemic, Don’t Ignore Signs of Stroke
(StatePoint) Cancer can be a difficult and overwhelming diagnosis, and if you have cancer or are undergoing cancer treatment, your top priority is to get healthy. After your cancer diagnosis, there are many new things you might need to learn and manage. The Centers for Disease Control and Prevention and the National Blood Clot Alliance want you to protect your health by understanding your risk for dangerous blood clots, because cancer and some cancer treatments can increase your risk. About 900,000 people in the U.S. each year are affected by blood clots, and about one in five of these blood clots are associated with cancer.
Top Laundry Tips to Treat Common Summer Stains
(StatePoint) With hospitals around the country reporting a recent drop in the number of stroke cases arriving in their emergency rooms, some health experts suspect that fear of COVID-19 may be causing people to avoid going to the hospital and calling 911 for non-COVID related medical emergencies, like stroke.
5 Financial Planning Tips for Women
(StatePoint) Summer living can make your family’s clothing vulnerable to stains, splatters and more, even if you are spending more time at home these days. But it’s possible to restore your family’s clothing to like-new condition every time laundry day rolls around with these tips and strategies:
What to Expect When Your Dentist’s Office Reopens
(StatePoint) The demographics of women have rapidly evolved over the last half-century. Now a prominent component of corporate America and the global business landscape, women are increasingly assuming stewardship of family and business finances.
Don’t Let a Blood Clot Spoil the Joy of Pregnancy or Childbirth
(StatePoint) The COVID-19 pandemic has changed a lot of aspects of daily life, including regular visits to the dentist.
5 Not-So-Obvious Household Essentials for Your Time at Home
(StatePoint) One health issue pregnant women should think about is the risk for a dangerous blood clot. Blood clots occur usually in the legs, arms or lungs. Women are especially at risk for a blood clot during pregnancy, childbirth, and the three-month period after delivery.
What Those Living With Asthma Can Do to Manage Their Condition
(StatePoint) Extended time at home is making many families more aware of what products they simply can’t do without. While you may have predicted what some of these essentials would be -- ahem, toilet paper -- other, not-so-obvious items are helping to make quarantines more comfortable nationwide.
5 Interesting Things You May Not Know About the Peace Corps
(StatePoint) Asthma is a lung disease that makes breathing difficult for over 24 million Americans. While there is no cure, proper management can help those that live with asthma lead a normal, healthy life.
4 Steps to Create a Household Budget with Staying Power
(StatePoint) A lot has changed about the world since the Peace Corps was founded nearly six decades ago, but its mission remains the same: to promote world peace and friendship between Americans and people around the world. Established 59 years ago, the agency and former volunteers nationwide recently celebrated its anniversary.
Heading to the Hospital? Get Better. Don't Get a Blood Clot.
(StatePoint) These uncertain times are forcing more people to reexamine finances and rewrite their household budgets. According to the Pew Research Center in a survey conducted soon after the COVID-19 crisis began, 33% of Americans either lost their jobs or suffered a pay cut or reduction in work hours. Plus, 49% said the outbreak is a major threat to their personal finances.
Simple and Fun Crafts to Keep Kids Entertained
(StatePoint) Spending time in the hospital can be a challenge, and the last thing you need is another setback on your road to recovery. This is why it is so important to know that being in the hospital -- particularly if you are dealing with surgery, a physical trauma, or a serious illness like cancer -- places you at increased risk for the development of a deadly blood clot.
Newly Unemployed? Understanding Your Health Insurance Options
(StatePoint) Keeping children content and occupied isn't always an easy task -- especially with more and more days being spent at home. As parents and caregivers, it can also be challenging to come up with creative solutions and fun projects that differ each day. However, even if you lack crafting abilities, you can still inspire your kids and help them stretch their creative muscles with items commonly found right at home, including scissors, straws, rulers and duct tape.
3 Things to Know About 401(k)s in 2020
(StatePoint) With millions of people nationwide filing for unemployment since the start of the COVID-19 pandemic, many individuals and families across the country are suddenly finding themselves without health insurance at a precarious time. Fortunately, new options may be able to help those on tight budgets.
Helping Veterans and Active Duty Military Cope With Social Isolation
(StatePoint) Workplace retirement plans, including 401(k)s, 403(b)s and 457 plans, provide an important long-term savings tool for many Americans. About 55 percent of U.S. workers across public and private sectors participated in workplace retirement plans in 2018, according to the Bureau of Labor Statistics.
Parents Guide to Screen Time During COVID-19
(StatePoint) As a result of the COVID-19 pandemic, millions of veterans and active duty military personnel are on lockdown, many suffering from traumatic brain injuries (TBIs), post-traumatic stress disorder (PTSD) or substance abuse. With the additional challenge of social isolation, finding ways to combat depression, anxiety and loneliness is critical.
Tips to Shop Smarter and Save on Household Essentials
(StatePoint) After years of hearing study after study about the negative effects of excessive screen time, parents are now being told to set aside any concerns about limiting device time.
Make the Backyard a Destination for Family Fun
(StatePoint) When it comes to the essentials that families use and replenish most often, some smart shopping strategies can allow you to stretch your dollar and keep your household budget on track.
Take Steps to Protect Your Skin While Working in the Yard
(StatePoint) With many events canceled and public venues closed, the backyard is likely going to be the new hot spot destination for families nationwide. But staying home doesn’t have to be boring. Using these tips, you can put together an afternoon of sunshine and fun, right in your own backyard.
Common Moving Myths - Busted!
(StatePoint) Do you spend summer days outdoors mowing the lawn, tending to the garden and working on the house? Here are a few steps you can take to help you care for and protect your skin as you complete your seasonal chores:
Learning at Home: 5 Tips for Teaching Children Financial Literacy
(StatePoint) You’ve finally found the perfect home. Now comes the hard part: moving. But don’t let misconceptions complicate the process. To keep frustrations to a minimum and make your move more manageable, here are five common moving myths, debunked.
How to Make the CARES Act Part of Your Financial Plan
(StatePoint) If you have school-age children, you are probably one of the many parents facing the challenge of educating your kids at home. While there are countless learning options available—from virtual music classes to videos about zoo animals—financial literacy is one important subject that should not be overlooked.
Coping With Stress During Uncertain Times
(StatePoint) For many Americans, the current state of the economy is creating real financial challenges and concerns. However, the federal government’s recently enacted CARES Act is intended to provide some financial relief to families and business owners who may be struggling to manage their finances, using cash disbursements, expanded unemployment benefits, and different loans and tax credits.
Creative Ways to Go Beyond the Curriculum While Home Schooling
(StatePoint) Stress is an important and natural stimulant that compels us to adapt to a new environment or lifestyle change. It causes a physiological response that helps us either flee or fight the threat or stressor. But spending too much time on high alert can have damaging health effects.
Why Playtime Matters More than Ever Right Now
(StatePoint) Today many parents are seeking ways to keep their kids engaged and learning beyond the schoolwork remotely assigned by teachers.
Play Safe at Home With a Fun-Filled Family Staycation
(StatePoint) In these unprecedented and uncertain times, play is critical to physical and emotional well-being, helping both kids and adults decompress and stay positive while providing countless learning opportunities.
Creating Educational Experiences Based on Kids’ Favorite Shows
(StatePoint) Staying at home and practicing social distancing can feel more challenging as the weather warms and the itch for family fun at the beach becomes stronger. However, being socially responsible does not mean you need to put the fun on hold.
4 Ways Science Exploration Can Shape Students’ Futures
(StatePoint) If your child is all about a particular television show, there are a number of interactive and educational ways to extend the fun beyond the screen. Here are a few ideas:
Unemployed Due to Coronavirus? Find Available Benefits
(StatePoint) The impact of scientific exploration has vastly shaped the world we live in, and in this challenging time, it has never been more relevant than it is today.
How to Manage Stress Through Music
(StatePoint) Self-quarantines and stay-at-home orders as a result of the COVID-19 pandemic are having an impact on employment right now, and that may continue for some time. During this period of uncertainty, finding ways to pay bills or keep medical benefits are top concerns for many. Here are some tips from Janine Nowatzky, managing director of Inside Rx.
5 Tips on How to Combat Loneliness During Social Distancing
(StatePoint) With routines upturned and health concerns top of mind, many people are feeling an extra amount of stress these days, too much of which can be bad for one’s mental and physical health.
Mortgage Relief and COVID-19 Scams: What You Need to Know
(StatePoint) As a result of the coronavirus pandemic, many people are staying in their homes to help prevent the spread of the disease. Feeling lonely from time to time is natural, but this unprecedented time of social distancing could lead to increased loneliness.
5 Great Ways to Go Green
(StatePoint) Unfortunately, during times of hardship, families are often targeted by fraud artists attempting to take advantage of those needing assistance. The COVID-19 crisis is no exception, with many scammers pretending to extend a critical lifeline to struggling homeowners through so-called “foreclosure rescue fraud.”
How to Stay Healthy While Social Distancing
(StatePoint) Want to go green while practicing social distancing? Here are a few ideas to consider:
New Ways to Keep Kids Engaged While Distance-Learning
(StatePoint) COVID-19 has the public rethinking how they stay healthy -- both physically and mentally. Even those in good health can start to feel anxious and fearful when the words ‘pandemic’ and ‘social distancing’ are mentioned.
Protecting Your Financial Health in These Uncertain Times
(StatePoint) As learning goes remote, many teachers and families are doing their best to adjust. Luckily, new resources and tools are emerging to help ease this process.
Rethinking Screen Time for Kids
(StatePoint) With expected delays in bill payments, unprecedented layoffs, hiring freezes and related hardships, many Americans are facing new financial challenges.
5 Insta-Worthy Hacks to Get Your Home in Tip-Top Summer Shape
(StatePoint) As families try to establish a new normal, balancing screen time for kids has become not only especially challenging, but more important than ever.
Top Tips to Plant, Grow and Care for a Container Garden
(StatePoint) The weather is warming up which means you’re probably chipping away at your cleaning to-do list.
During COVID-19, Take Simple Steps to Establish a New Normal
(StatePoint) Container gardens are a viable and popular cultivation option, especially for those who have limited sun-exposed spaces or are looking to start small and learn the basics of gardening.
Fund Helps Breast Cancer Patients Impacted by COVID-19 Crisis
(StatePoint) It’s always the right time to commit to healthy habits, behaviors and steps to improve your physical and mental health. With the COVID-19 pandemic creating so much uncertainty and upending so many routines, experts say that focusing on the things within your control is particularly important.
As You Age, Keep Nutrition Top of Mind
(StatePoint) Rising unemployment, mandatory stay-at-home orders, and an overburdened health care system are causing a perfect storm for breast cancer patients who have concerns or need care, according to the experts at Susan G. Komen.
How and Why to Keep Kids on a Schedule During School Closures
(StatePoint) Getting proper nutrition can be challenging for everyone, but especially as we age for a variety of reasons, including changing tastes, physical or dental conditions, and lack of access to healthy foods.
Coronavirus and Alzheimer’s: What Family Caregivers Need to Know
(StatePoint) School closures have forced families nationwide to readjust to the current reality. However, a sense of structure is important for children’s developmental growth. To create a routine for your kids that sticks, consider the following tips:
3 Technologies to Help You Feel Connected to Far Away Loved Ones
(StatePoint) The COVID-19 pandemic threatens the health of millions in this country and around the world, but the novel coronavirus presents unique challenges for more than 5 million Americans living with Alzheimer’s and more than 16 million family members and friends serving as their caregivers.
Managing Screen Time While Kids Are Home From School
(StatePoint) When it’s not possible to be near loved ones, being connected becomes more important.
Top Ways to Lighten Up Your Home Workspace
(StatePoint) With many kids out of school and spending more time at home, finding ways to fill the time is essential. As most parents know, it can be tempting to allow children to pass some of the extra hours using digital devices, however, research shows that managing screen time is vital for developing minds.
Fun Outdoor Activities for the Family this Spring
(StatePoint) Many people have found themselves working from home. Whether setting up shop at the kitchen table or creating a complete home office, here are simple hacks to make your new work environment comfortable and productive.
6 Great Birthday Gift Ideas for Kids Under $25
(StatePoint) The sun is shining, flowers are blooming, and you’re probably ready to get outside. Spring offers new opportunities for outdoor fun for the entire family. In fact, it is the perfect time to create a bucket list of warm weather activities for the season ahead.
3 Expert Pay Negotiation Tips for Women
(StatePoint) A happy birthday doesn’t need to cost a fortune. Here are six cool gift ideas for infants and preschoolers intended to make learning fun, all which cost under $25:
Tips to Manage Weather-Related Aches and Pains
(StatePoint) As advocates continue to put gender equity under a microscope and some progress has been made, there’s still a long way to go. The income gap between men and women has yet to be closed, and while employers have a huge role to play in creating a level playing field, many women could advocate for themselves more effectively during salary negotiations.
Sleep and Autism: How to Help Kids Get a Better Night’s Rest
(StatePoint) While research on how weather affects a person’s pain levels is inconclusive, many people swear that the pain in their joints or ache “in their bones” can predict rainy or chilly weather ahead. The general theory is that this is caused by changes in temperature and barometric pressure.
Decorating With Table Lamps: The 5 Best Tips for 2020
(StatePoint) For some children and teens with autism spectrum disorder, sleep can sometimes be a struggle. But good sleep is essential to good health and a good quality of life.
How Math Can Become Your Child’s Favorite School Subject
(StatePoint) Many people underestimate the power of lighting to set the mood and introduce different design elements into their home’s interiors. As a result, they often make the mistake of relying solely only overhead fixtures to light their homes.
Fun Rainy Day Tips for Families
(StatePoint) Ask kids what their favorite school subject is and fewer and fewer will say “math” as they age. While 37 percent of 4th graders report that math is one of their favorite subjects, only 15 of 12th graders say the same, according to National Center for Education Statistics.
Tips to Help Family Caregivers Avoid Burnout
(StatePoint) On rainy days, it can be tempting to hand children devices and let them fall down a YouTube rabbit hole. After all, there can be a lot of hours to fill when the weather isn’t cooperating with your weekend plans.
4 Questions and Answers to Help You Manage Severe Asthma
(StatePoint) Family caregivers lead busy and at times, stressful lives, often balancing work, their own kids and spouses, hobbies and more, all while ensuring their loved ones are happy and healthy.
What to Know About Financial Advising Career Paths
(StatePoint) The majority of the more than 25 million Americans living with asthma enjoy active, healthy lives. But for others, despite using high dose asthma medicines and avoiding triggers, severe symptoms are a part of daily life.
5 Important Financial Decisions: Should You DIY or Hire a Pro?
(StatePoint) If you’ve decided to pursue a career in financial advising, there are a few things you should know about the many opportunities within this fast-growing field.
Building a Home? What to Ask Your Builder About Lighting
(StatePoint) Financial decisions can have a big impact on your future and the future of your loved ones. Good financial decisions you make on your own can save thousands of dollars, but according to experts, there are some decisions that may be better left to the professionals.
How to Extend Your Living Area to Outdoor Spaces
(StatePoint) While lighting is an essential piece of new home design; it’s often selected and installed at the end of the building process. What’s more, statement-making decorative lighting is often not part of the initial design at all.
How You Can Help Protect Wild Birds in Your Yard
(StatePoint) When warmer weather arrives, it’s all about spending time in your home’s outdoor spaces. Here are a few new ideas for transforming your porch, deck or yard into an oasis of relaxation.
How to Tell if You Have Severe Asthma
(StatePoint) You may not think about it often, but wild birds use your lawn as a rest stop and place to call home. As you spruce up your lawn and garden for the season, there are simple steps you can take to protect them and help them thrive.
Screen Time: What Research Says and What Parents Can Do
(StatePoint) While the majority of the more than 25 million Americans living with asthma enjoy active, healthy lives, for others, severe symptoms are part of daily life, despite using high dose asthma medicines and avoiding triggers.
How to Improve Your Financial Health
(StatePoint) Screen time is a hot topic for parents and researchers alike. While digital devices are the norm, and children can certainly use them to their benefit, parents can also help children learn healthy digital habits.
How to Talk to Your Children About Tough Money Matters
(StatePoint) Every so often, it’s important to take stock of your financial health and focus on a plan to achieve your goals. Here are some tips to help you get started:
A Doctor’s Common-Sense Approach to Heartburn Relief
(StatePoint) Has your family discussed money concerns?
What Does a Recession Mean for You? 6 Ways to Protect Your Future
(StatePoint) Indigestion is on the rise worldwide and is especially prevalent in the U.S. According to the American College of Gastroenterology, 60 million Americans suffer from heartburn at least once a month. While it’s a common issue for older people due to aging, it’s now a growing problem for younger adults as well, who report increasing bouts of indigestion, upset stomach, and anxious stomach, which may be linked to stress and hectic lifestyles
A Few Ways to Make Math Fun for Kids
(StatePoint) Financial experts agree that no one is completely immune from risk when a recession occurs, and that an economic downturn can have a significant impact on your personal and financial situation. However, they also agree that it is important to avoid panicking and to remain focused on your long-term financial plans and strategies.
Write More Letters to Friends and Family
(StatePoint) Is math making the kids grumpy? Here are some great ways your family can make the subject fun and exciting:
6 Tips for Avoiding Emotional Spending
(StatePoint) In an age of instant messages, video chats and social media, the art of letter writing has become rare. But sitting down to write correspondence by hand can be a much more personal way to connect than some of the modern modes of communication. Not only does it give you ample opportunity to express yourself, it gives your recipient something tangible to hold onto and revisit.
Anxious About the Economy? New Survey Reveals Your Next Steps
(StatePoint) Decisions about spending money are often driven by emotions, even if what your heart is telling you goes against logic. Emotional financial choices may provide you with short-term happiness, but they are just as likely to result in long-term regret or debt.
5 Tips to Help Older Adults Be Healthier
(StatePoint) Economic analysts increasingly predict that the U.S. will soon experience a recession, and a recent survey by CFP Board/Morning Consult shows many Americans agree: 55 percent of respondents believe a recession will occur in the next year. Roughly three quarters of respondents said an economic downturn would affect their household, with more than a third projecting it would have a major impact.
3 Financial Planning Trends to Look for in 2020
(StatePoint) As we age, an increasing number of us link our emotional and physical well-being to our overall health. After all, you can’t do the things you enjoy if you aren’t healthy.
3 Tips for Greater Financial Health and Happiness
(StatePoint) The latest financial planning trends anticipated by industry experts will have important implications for consumers.
How to Troubleshoot Your Technology Issues
(StatePoint) When people consider adopting healthy habits, they often forget to take their financial health into consideration. But your financial health can be equally, if not more important to overall happiness than other goals, such as starting a new diet or joining a gym.
The Same Tools at School and Home Can Help Students Achieve
(StatePoint) If you’re like most people, you’ve spent more time than you’re willing to admit troubleshooting a technology issue with any one of the many devices in your connected home. Did you know that the average person owns at least 10 connected devices from Macs and PCs, smartphones, tablets and printers, to voice assistants, video doorbells and even home automation systems?
Tips for Relieving Joint Pain
(StatePoint) Cutting-edge technologies have long been used in classrooms to help students engage with material and better grasp tough concepts. And now, many of these same technologies are becoming available for use at home.
Why a Personalized Diet Can Help You Achieve Better Results
(StatePoint) The health benefits of regular exercise are undeniable, and the U.S. Department of Health and Human Services recommends 30 minutes of exercise at least five times per week. However, high-impact exercises like running and weight training can lead to joint pain, especially if you have a joint condition. The good news is that smart exercises with low impact can alleviate joint pain and deliver the same health benefits.
Myths vs. Facts of Landing a Skilled Trade Job
(StatePoint) From custom-designed sneakers to tailor-made sunglasses, the trend of personalization is going head-to-toe, and for good reason, making its way to the world of weight loss and wellness.
Prioritizing Your Family's Plan to Pay for College
(StatePoint) With the demand for skilled trade workers growing nationwide, you may be looking to launch your career, change professional paths, or hone current skills in order to advance in your industry.
Starting a Business? Website Trends to Consider
(StatePoint) When it comes to financial goals, a new survey suggests that creating a plan to pay for college should be top of mind for more families.
Looking for a Healthy Goal? Don’t Overlook Your Eyes
(StatePoint) Starting a business? One of the first things you’ll need to do is build a website. Today a website is not only your brand, but it also provides the tools you need to operate your business, and is the central point for you to communicate with your customers.
5 Things to Do to Prepare for a Recession
(StatePoint) Setting healthy habits and intentions should make you feel good -- that’s the whole point, right? So, consider this twist on the standard goal format: opt for a few, small lifestyle wins with clear start and end points rather than mounting an all-out assault on your current habits -- more goal-lite if you will.
Interior Design Trends on the Horizon
(StatePoint) Experts agree that periods of economic downturn, or recessions, are unavoidable and often follow a period of market growth. However, experts also acknowledge that it is difficult to predict exactly when the next recession will begin.
Are You Getting All Your Vitamins? How to Revamp Your Diet
(StatePoint) Thinking about refreshing the look of your home? “Cozy” and “warm” are trending keywords for interior design, according to experts, with luxurious textiles, inviting color palettes, and warm mixed metals found across all design styles.
7 Tips for Using Credit Cards Safely
(StatePoint) Getting all the vitamins and nutrients you need each day is one of the most important things you can do to feel your best.
Over One and a Half Centuries of Defining American Food Traditions
(StatePoint) Credit cards are a useful tool for managing personal finances and building credit, but they also expose you to a number of risks -- including identity theft and credit card fraud. Thankfully, experts say there are many simple, proactive steps you can take to help protect yourself when using a credit card. Here are seven tips for guarding your credit.
(StatePoint) Think back on some of your favorite family meals over the years and it’s likely that Campbell Soup Company played a role during those important moments around the table. An American icon, Campbell recently celebrated its 150th anniversary.