(StatePoint) When it comes to saving money, it helps to cut out smaller expenses that add up over time – like frequent lunch dates, unused gym memberships or online subscriptions. But if you really want to make a dent in your budget, you need think bigger.

(StatePoint) If you’ve been working remotely for months, you’re likely long overdue for a home office upgrade. Having the right tools can make working from home easier and less stressful. 

(StatePoint) Among mask mandates, social distancing, outspoken political views and personal challenges from the COVID-19 pandemic, there is a heightened risk for public spaces turning into places of conflict.

(StatePoint) The new normal and natural disasters are dominating the headlines. At the same time, consumers have embraced socially distant adventure travel. Whatever your reasons for wanting to be prepared, easy to carry, functional gear will prepare you for what’s to come. Here’s how:

(StatePoint) It’s no secret college can be expensive, and families are often faced with finding creative ways to cover the costs. Whether borrowing student loans or parent loans has always been part of your family’s plan or it is suddenly being considered due to new financial circumstances, there is good news: several smart strategies can help you save money.

(StatePoint) Patient volumes are hitting only 74 percent of pre-pandemic levels, according to the American Dental Association. With many people delaying dentist office visits, at-home oral care routines are more important than ever.

(StatePoint) Amid the backdrop of the COVID-19 pandemic, with hospitals and health care workers already overburdened, medical experts say it’s more important than ever to slow the spread of the flu. In a typical year, the flu causes tens of millions of illnesses, hundreds of thousands of hospitalizations, and tens of thousands of deaths in the U.S.

(StatePoint) Finding a prescription drug plan that meets your budget and needs is especially important during this year’s Medicare Open Enrollment -- which takes place between Oct. 15 and Dec. 7, 2020.

(StatePoint) Students are the greatest hope for the future, but for many, their plans are threatened due to burdens posed by COVID-19. Here are just a few of the issues students and families face today, and steps being taken to address these concerns:

(StatePoint) As schools nationwide decide how they’ll reopen for the fall semester, it’s important to schedule your child’s dental visit to ensure they’re in good oral health.

(StatePoint) This holiday season may look a bit different due to social distancing. But just because everyone is not physically together, doesn’t mean your family can’t share its favorite traditions.

(SPM Wire) The economic impacts of the COVID-19 pandemic have created instability for many. Looking for ways to give back? Consider these socially distant volunteer ideas:

(StatePoint) Those who go above and beyond to make a difference in the lives of others are rarely in it for recognition. However, in this especially challenging year, the holiday season is a perfect time to not just show these selfless people your appreciation, but also take inspiration from their kindness. Here are five simple ways to thank the everyday heroes in your life.

(StatePoint) Hispanic communities have been making vital contributions to the American cultural landscape and the national economy for decades.

(StatePoint) Like many Americans, the recent pandemic may have you thinking a lot about your current living space and about buying a home. If you’re a military service member, veteran or family member, both new and tried-and-true tools and resources can streamline the process.

(StatePoint) Your neighbor is selling fashion masks. Your uncle – expert at everything – wears a sophisticated respirator with a valve. Your dental hygienist wears a medical mask. Your kid is running off to sports practice in a team-supplied neck gaiter. Is there a difference between these face coverings?

(StatePoint) Screen time is on the rise for kids and teens as a result of remote learning and social distancing measures. At the same time, cyberbullying and hate speech are reaching new heights amid the current crisis, according to analysts.

(StatePoint) The economic downturn caused by the pandemic has created widespread housing insecurity for both renters and homeowners. However, advocates say that free and low-cost legal assistance and other support is helping people remain in their homes.

(StatePoint) The COVID-19 pandemic has fundamentally changed how business gets done. And when it comes to midsized and small businesses, the importance of investing in new technology, facilitating remote work and maintaining a tech-savvy workforce has never been so clear, according to a new survey.

(StatePoint) Educators are among the many on the frontlines of COVID-19. During a time of immense disruption, they are quickly adapting their teaching methods, testing new skills, and discovering solutions to advance learning in profound new ways.

(StatePoint) With a little creativity, having fun while following social distancing guidelines can be an opportunity to carve out brand new experiences.

(StatePoint) Less than 30 percent of the world’s researchers are women, according to the UNESCO Institute for Statistics. However, one team fighting against COVID-19 is not only leading the charge to save lives, but also in empowering women in science, encouraging the next generation of girls and young women to pursue STEM education.

(StatePoint) Amid the historic coronavirus pandemic, businesses are adapting by making major changes to their operations, including increased use of technology, according to the latest PNC semi-annual survey of small and mid-size business owners and executives, which concluded Sept. 8.

(StatePoint) As more of life is centered around home, good design can help you augment and replace natural light, while creating a beautiful, productive, safe haven during the darker, shorter days of fall and winter.

(StatePoint) The typical routine a school year brings has been lost this year, as students adjust to hybrid or fully remote learning models and ever-changing reopening plans. According to McKinsey, 75% of the 50 largest school districts in the country have decided to start remotely, and the UN estimates that 94% of the world’s student population has been impacted.

(StatePoint) You likely hear the same word of advice every fall: review your Medicare Part D plan. While you may be tempted to stick with what you have, it’s important to remember that plan specifics change annually, your health needs are always evolving, and as this year has shown, unexpected global events can impact your health and finances. For all these reasons, doing your homework is not only important, it has the power to substantially reduce your out-of-pocket costs.

(StatePoint) Every year, eligible individuals can shop for a health plan during Medicare’s Annual Election Period (AEP), which runs from Oct. 15 through Dec. 7. Doing so can potentially improve your coverage, lower your costs or both. The options are many, including Original Medicare, Medicare Advantage (MA) plans, Medicare Supplement plans and Prescription Drug Plans.

(StatePoint) Amid the COVID-19 pandemic, many Americans are looking into new life insurance coverage or taking a closer look at their existing coverage to make potential updates, according to a new survey.

(StatePoint) As American families continue to track developments of the pandemic, many are opting for regional travel experiences this fall.

(StatePoint) While the current health and economic crisis has impacted Americans nationwide, it has disproportionately affected the Native American/Alaska Native (NA/AN) community. Not only have chronic economic inequalities and systemic lack of infrastructure in many Indigenous territories put tribes at high risk, but these problems have been exacerbated by the loss of revenue experienced by tribal businesses shuttering their doors.

(StatePoint) Between schoolwork, socialization and gaming, kids will likely be online more than ever this year, especially with many students continuing to learn remotely. Families are yet again facing the challenge of ensuring children’s online usage is balanced, healthy, and safe. Here are a few of the issues around increased screen time:

(StatePoint) While the COVID-19 crisis continues to be top of mind for many Americans, it’s important to remember that other disasters can still occur with little or no warning, making it vital to prepare.

(StatePoint) While some of the traditions of a typical birthday are not possible these days, parents can find new ways to celebrate these important milestones. Here are a few ideas for making your child’s upcoming birthday feel special:

(StatePoint) If your effort to reduce your personal plastic use has fallen by the wayside in recent months, you’re not alone -- reusable bags and containers have gotten a bad rap during the COVID-19 pandemic. However, a new report shows that they can be a safe, effective way to tackle the global plastic pollution crisis.

(StatePoint) Social distancing guidelines across the country have made visiting a conventional movie theater difficult, if not impossible. However, what was once a relic of the past has now become an innovation in entertainment, the drive-in movie theater.

(StatePoint) COVID-19 has significantly impacted our lives in many ways. It has even led some people to start reconsidering the importance of life insurance to protect loved ones who would be left behind should something happen.

(StatePoint) It’s been a challenging year for small businesses, with local shutdowns requiring many operations to close their doors, some temporarily, all while weathering the ripple effects of a global economic downturn.

(StatePoint) Managing chronic obstructive pulmonary disease (COPD) is always important, and especially so right now, as individuals living with a chronic lung disease are at a higher risk of severe illness and complications from COVID-19. However, misinformation about COVID-19 has made it hard for people with chronic conditions to determine how to stay safe.

(StatePoint) New data reveals that in uncertain times, consumers and businesses need even greater vigilance when it comes to their cybersecurity.

(StatePoint) With families spending more time at home, messes are on repeat and cleanups are often an hourly routine. At the same time, many households are looking to reduce their environmental impact affordably.

(StatePoint) A new COVID-19 study is currently enrolling patients, and researchers believe it has the potential to change the course of the virus around the world.

(StatePoint) Many Americans are feeling things like their health, job and retirement savings are at risk. 

(StatePoint) As businesses and services reopen nationwide, the death toll from COVID-19 continues to rise, and experts warn that Americans must continue taking precautions to help stop the spread of the virus.

(StatePoint) In the midst of the coronavirus pandemic, learning about cross-bore is important, as certain lifestyle changes you may have made over the past few months could turn an existing cross-bore condition into a potentially dangerous situation. Fortunately, unlike many items on your list of concerns these days, cross-bore is something that you can do something about besides just worry.

(StatePoint) As the price tag on a college education continues to rise, students are seeking out a variety of financial aid options to relieve the burden.

(StatePoint) Plasma donations are essential. Used to produce life-saving medicines that treat rare and serious diseases, your plasma donation can help save lives. Experts say that during the COVID-19 pandemic, it’s not only safe to donate plasma, but that doing so is vital. By donating plasma today, you can help make a difference not only for patients that need plasma therapies, but to your local community.  

(StatePoint) After months spent indoors at home due to the coronavirus pandemic, it’s clear that many people are itching to get back out there and take a vacation. This is with good reason. Staying isolated for too long can take a substantial toll on one’s mental health and well-being, according to the American Psychological Association.

(StatePoint) For military members and their families stationed away and U.S. citizens living abroad, family and friends are vital connections to life back home. For the 2020 general election, those friends can be an important source of voting information, especially for young people voting for the first time. And this year it’s even more important to register and request an absentee ballot early to avoid potential mail delays or other disruptions resulting from the COVID-19 pandemic.