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What to Do if Your Mortgage Application is Denied
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(StatePoint) If you dream of homeownership, having your mortgage application denied can be devastating. If this does happen to you, it’s important to remember that you’re not alone. Thirteen percent of all purchase mortgage applications -- a total of nearly 650,000 -- were denied in 2020, according to federal government data.

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5 Steps Everyone Should Take to Prepare for Natural Disasters
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(StatePoint) There’s no better time than right now to prep yourself and your family for the unexpected. Don’t wait until torrential rain and high winds beat on your windows or wildfire flames glow on the horizon. In those moments, your only thought will be getting your family to safety.

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4 Steps to Prep Your Room for Clean Paint Lines
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(StatePoint) A home painting project can be overwhelming, especially if you’re a beginner. However, if you do the right prep work, the painting process doesn’t have to be so intimidating. By following these steps, you’ll set yourself up for clean paint lines and amazing results, no matter your skill level.

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Why You Should Plan Ahead This Heating Season
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(StatePoint) Between the Russian invasion of Ukraine and sky-high oil and gas prices, a significant pellet fuel supply shortage is likely this winter season. Industry experts say you should plan ahead and secure your fuel now for the cold winter months. The good news is that, currently, there is plenty of supply to stock up.

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3 Ways to Save the Planet in Your Own Backyard
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(StatePoint) “Think globally, act locally” is a motto that everyone should take to heart. It emphasizes the importance of real actions you can take at home and in your community, while stressing the fact that every creature on planet Earth is connected. With that in mind, here are three great ways to save the planet in your very own backyard this fall:

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How Technology Can Help You Age in Place
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(StatePoint) By 2030, almost a quarter of the American population will be over the age of 65, up from 16% in 2020, creating a situation that’s going to drive greater demand and greater pressure on the care industry. In addition to a larger workforce and more financial resources, new technologies also have the potential to help solve the problems created by this seismic demographic shift.

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How to Work Out Without Excuses
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(StatePoint) It’s all-too-common for those embarking on a regular exercise routine to skip a planned workout for one reason or another. Here are some of the most common excuses that people make not to exercise, along with some solutions to overcome these challenges:

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