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How New Tech Can Help You Save on Your Mortgage
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(StatePoint) Obtaining a home loan is not the most modern or pleasant aspect of the homeownership journey. It involves reams of paper, an average 45-day waiting period to see what rate you’ll receive, and according to some industry insiders, too many middlemen collecting unnecessary fees.

Must-Have Tech Upgrades for Your Life
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(StatePoint) Want to simplify your life, boost your productivity and work smarter? Incorporating some of the latest tech developments into your routine may be the answer. According to Authority Hacker, 77% of devices use some sort of Artificial Intelligence (AI), and 50% of consumers are becoming more optimistic about using the technology.

America Rallies for Afterschool Programs
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(StatePoint) Afterschool programs keep children safe, inspire them to learn, and give working parents the peace of mind that comes with knowing their kids are supervised and learning after the school day ends. There is an urgent need for greater investments in these programs, as U.S. children and youth try to recover academically and socially from the pandemic.

How to Prep the Night Before the SAT or ACT Exam
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(StatePoint) Taking the SAT or ACT exam is the culmination of months of test-specific preparation, and in truth, years of schooling. While knowing that can feel like a lot of pressure, there are steps you can take the night before the exam to calm your nerves and enter the testing site with confidence:

Smash Your Savings Goals in 2024
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(StatePoint) If you recently received your 2023 W2, you may have realized how much money you should have been putting to work to accomplish your savings goals. Ouch, right? No need to stress though — now’s the perfect time to make your hard-earned money hustle for you. Check out these power moves:

5 Life-Improving Goals and Apps to Help You Accomplish Them
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(StatePoint) Setting a goal that will improve your life is simple, but holding yourself accountable and tracking progress can make it difficult to stick with your objectives. Make your new attempts at reaching your goals different by utilizing apps to stay on track.

How Military Spouses Can Find Connection and Support
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(StatePoint) Military spouses sacrifice stable careers and time with loved ones due to constant moves to new duty stations, and hold down the fort at home during their spouses’ deployments. That’s why the USO prioritizes providing community and support to military spouses. Here are some of the ways their programs are making an impact:

Closing the STEM Skills Gap to Create New Possibilities for Kids
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(StatePoint) Over the next decade, it’s projected that nearly 3.5 million manufacturing and STEM-related jobs will be available, yet 2 million are expected to go unfilled due to a skills gap, according to the U.S. Bureau of Labor and Statistics. Advocates are addressing systemic educational barriers that impact student success in order to fill this skills gap and expand opportunities for young people.

Advocating for Yourself or Loved Ones When Bladder Cancer is Suspected
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(StatePoint) If you or someone you know may have bladder cancer, being well informed could get you the best diagnosis and treatment. In fact, according to an article published in “Urologic Oncology,” in 46.5% of the cases where a bladder was removed because of advanced cancer, a very serious type of tumor called carcinoma in situ (CIS) had been missed in past transurethral resection of bladder tumor (TURBT) procedures. This alarming statistic magnifies the need for urologists to have enhanced tumor visibility during TURBTs. There is one procedure that can offer visibility of hard-to-see tumors including CIS; it’s called Blue Light Cystoscopy (BLC). Here’s what to know:

Tips to Lower Your Energy Costs This Winter
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(StatePoint) The U.S. Department of Energy reports that low-income households face an energy burden – the portion of income spent on home energy costs – three times higher than other households, leading to tough budgeting decisions for many Americans.

Cut Costs, Not Your Connection: How to Get Home Internet for Less
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(StatePoint) If you’re struggling with access to reliable and affordable wireless home internet, you’re not alone. In fact, more than 20% of Americans living in rural areas and nearly 30% of Americans living in Tribal lands lack internet access, compared to only 1.5% of those living in urban areas. To make matters worse, the average American shells out about $75 each month for internet service, with over a third saying that cost is one of the biggest hurdles in getting their hands on home internet.

Tips to Protect Yourself From Text Message Cyberattacks
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(StatePoint) Every day, cybercriminals create new methods of obtaining private financial information from unsuspecting individuals, most commonly employing tactics like emailing strangers and convincing them to either share personal information or take an action that compromises their systems and devices. Known as “phishing,” these cybercrime attempts can also come by way of short message service (SMS) or text messaging, and when they do, it’s called “smishing.”

Elevate Hosting: Kitchen Upgrades for Effortless Entertaining
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(StatePoint) Anyone who has prepared a multi-course meal knows just how difficult it can be to time everything properly, and to find storage and cooking space for each component of the meal. However, with the following kitchen update ideas, your preparations can be seamless and stress-free.