(StatePoint) Part of being a savvy consumer is finding valuable perks in unexpected places. These extras won’t just make you feel like a VIP, they’ll help you save big on the things you want and need.
(StatePoint) From baseball cards and sports equipment to postcards and photographs, is that “junk” in your attic or basement dusty treasure or just dusty? We’ve all heard of families getting rich from the sale of rare memorabilia they found when spring cleaning.
(StatePoint) Many people dream of building a custom home in a beautiful location. However, the journey of building a home from scratch is not always smooth.
(StatePoint) Is it time to take stock of your career, and see how it can serve you better? Due to the healthcare worker shortage and the events of the past few years, those in this field may be feeling particularly overworked and under-appreciated in their current positions. In this climate, industry experts say that some of the most common career goals that people make can be achieved by pivoting to home healthcare.
(StatePoint) It’s time to stock up on all the supplies you need to spring clean your home, as well as look and feel your best in a new season. But while the days may be growing longer, there aren’t extra hours to sift through endless product reviews.
(StatePoint) If financial hardship has put you at risk of missing a mortgage payment, you should familiarize yourself with the relief options available to you and be prepared to act quickly.
(StatePoint) Obtaining a home loan is not the most modern or pleasant aspect of the homeownership journey. It involves reams of paper, an average 45-day waiting period to see what rate you’ll receive, and according to some industry insiders, too many middlemen collecting unnecessary fees.
(StatePoint) With grocery store shelves loaded up with new and unfamiliar products, and social media influencers touting this or that food brand, a trip to the supermarket is not always quick or easy. After all, there are few consumer decisions more important than what you feed your family.
(StatePoint) Tribal elders have traditionally been seen as sources of wisdom, comfort and guidance for younger generations, including for their grandchildren. Nearly 2.5 million children in the United States live in grandfamilies, which are families in which children are being raised by grandparents, other extended family members, or adults with whom they have a close family-like relationship. American Indian and Alaska Native children are more likely to live in grandfamilies than children of any other racial or ethnic group.
(StatePoint) During election years, uncertainty over the future can shake investor confidence.
(StatePoint) A bipartisan package that recently passed in the U.S. House of Representatives, would expand the child tax credit (CTC). As the Senate decides whether to follow suit, advocates press that the CTC is a critical policy vehicle to help all infants, toddlers and their families thrive, and it should be implemented as soon as possible.
(StatePoint) With the cost of most goods and services on the rise, straining many household budgets, families are likely looking for ways to cut expenses. But it’s important to make wise decisions before cutting, as some expenses are worth more than they cost and can provide a lifetime of benefits.
(StatePoint) If you recently received your 2023 W2, you may have realized how much money you should have been putting to work to accomplish your savings goals. Ouch, right? No need to stress though — now’s the perfect time to make your hard-earned money hustle for you. Check out these power moves:
(StatePoint) Women and men who own small and mid-sized businesses are typically more aligned than they are different in their viewpoints about the economy. Now – more than ever – this is especially true as it relates to their optimism about running their businesses, according to PNC’s latest Economic Outlook Survey.
(StatePoint) Becoming a financial planner offers both financial rewards and the chance to help others. Whether you’re a recent graduate exploring your career path or a mid-career professional seeking change, this growing profession may be the right fit for you.
(StatePoint) When it comes to planning their retirement, most people will rely upon their savings, 401(k)s and other forms of income to provide the security they will need for that phase of life.
(StatePoint) They say, “you can’t buy love,” but scammers have figured out a way to exploit it for profit.
(StatePoint) Whether you have a fixed, short-term goal, such as paying down debt, or you’re looking to draw up a comprehensive roadmap for your financial future, a CERTIFIED FINANCIAL PLANNER™ professional can be integral to the process.
(StatePoint) While many home renovation projects are best tackled during the warmer months, there are specific minor repairs and tasks that are important to address in winter.
(StatePoint) Setting a goal that will improve your life is simple, but holding yourself accountable and tracking progress can make it difficult to stick with your objectives. Make your new attempts at reaching your goals different by utilizing apps to stay on track.
(StatePoint) Building and managing your wealth is a lifelong process that can have major implications for you, your children and other beneficiaries. While your path to building wealth should be tailored to your circumstances, this three-pronged approach from Freddie Mac can help you plan for a stable financial future.
(StatePoint) Accepting Medicare is becoming increasingly unsustainable for physicians, which has resulted in many practices refusing to take new Medicare patients, or even to shutter their doors. At the same time, millions of additional Americans are projected to rely on Medicare in the coming years. With a 3.37% reduction to Medicare imposed at the start of this year, the American Medical Association (AMA) says that reforms are needed to protect millions of Americans’ access to their physicians.
(StatePoint) If you haven’t yet weatherized your home this season, you’re not alone.
(StatePoint) From using a hairdryer to warm up their sheets to cuddling with their pet, Americans will do some crafty things to stay warm in the winter—especially if it means they can avoid turning up their thermostat.
(StatePoint) While contributing to a worthwhile cause is a common aspiration, actually doing so right now may feel unrealistic if you’re struggling with your own finances.
(StatePoint) The U.S. Department of Energy reports that low-income households face an energy burden – the portion of income spent on home energy costs – three times higher than other households, leading to tough budgeting decisions for many Americans.
(StatePoint) While many Americans have financial concerns about the future, these anxieties are far more prominent among the LGBTQ+ community.
(StatePoint) In difficult economic times, fraudulent housing schemes become more prevalent, impacting homeowners and renters alike. To help you avoid becoming a victim of fraud, Freddie Mac is sharing the following insights and tips about the most common tactics and scams.
(StatePoint) If you’re struggling with access to reliable and affordable wireless home internet, you’re not alone. In fact, more than 20% of Americans living in rural areas and nearly 30% of Americans living in Tribal lands lack internet access, compared to only 1.5% of those living in urban areas. To make matters worse, the average American shells out about $75 each month for internet service, with over a third saying that cost is one of the biggest hurdles in getting their hands on home internet.
(StatePoint) Knowledge is power, particularly when it comes to understanding your personal credit history.
(StatePoint) Every day, cybercriminals create new methods of obtaining private financial information from unsuspecting individuals, most commonly employing tactics like emailing strangers and convincing them to either share personal information or take an action that compromises their systems and devices. Known as “phishing,” these cybercrime attempts can also come by way of short message service (SMS) or text messaging, and when they do, it’s called “smishing.”
(StatePoint) New windows can increase curb appeal, providing the finishing touch on an exterior home improvement project. They can also reduce energy bills, provide ventilation and impact your view, making it important to choose your products and placement carefully. Here’s what to know:
(StatePoint) While many people picture retirement as an opportunity to relax, retirees can face many challenges, including the potential need for long-term care. A 2022 report from the Department of Health and Human Services projects that over half (56%) of Americans turning 65 today will develop a disability serious enough to require long-term care and, for some, the costs of long-term care may impact their retirement savings.
(StatePoint) Let’s face it, no person or business gets a thrill out of hiring a law firm. Fortunately, peer-reviewed rankings have simplified the process.
(StatePoint) There’s no way around it: Medicare is confusing. While this government-sponsored health insurance helps millions of Americans each year, it also comes with many requirements, guidelines and questions.
(StatePoint) If you have a big idea, goal or dream about helping others, writing down your vision can help. Studies show you’re 42% more likely to achieve your goals if you write them down.