How Small Businesses Can Overcome Common Cash Flow Challenges
Helping Small Businesses Thrive in Today’s Digital World
(StatePoint) A new study reveals that the majority of small business owners and the self-employed share pressing money management struggles.
Digital and Virtual Ways to Give Back to Military and Veterans
(StatePoint) Small businesses were hit particularly hard by the pandemic, with nearly 10 million American small businesses closing their doors at least temporarily over the past 15 months. Despite an uncertain economy, small business owners were resilient, creative and agile, shifting their business models to take advantage of e-commerce, many for the first time.
How to Run a Remote Meeting
(Statepoint) While there are certain holidays and events each year dedicated to members of the U.S. military, the need to support veterans and active-duty military members and their families is an ongoing effort.
How to Avoid Unexpected Fees From Subscription or Recurring Services
(StatePoint) With many offices continuing to function remotely or hybrid style, video conferencing will remain a mainstay of the American workforce for the foreseeable future. Here’s how to ensure your meetings stay professional and productive:
Tips for Surviving the First 5 Years of Small Business Ownership
(StatePoint) What may have started as a deal too good to pass up could end up costing you for months to come. Costly subscription services could be charging your debit or credit card monthly and if you don’t keep close tabs on your accounts, you may not even be aware.
Is Your Roof Strong Enough to Endure Wicked Summer Weather?
(StatePoint) What motivates entrepreneurs to become self-employed? How do they measure success? What’s their cutoff for profitability and self-reflection on status? A new survey examining these very questions provides important insights to small business owners and those looking to start their entrepreneurial journey.
Interior Enhancements That Make a Great First Impression
(StatePoint) The summer months are often accompanied by rough weather that can do a number on a roof if it’s not designed to withstand the elements. Experts say an ounce of prevention is worth a pound of cure.
“Open” Signs Take on New Meaning for Small Business Owners
(StatePoint) First impressions are everything. And while a lot gets said about exterior curb appeal, what one sees upon entering your home matters just as much.
Tips to Prepare Your Child for Financial Success
(StatePoint) More than a year into the pandemic, the “open” sign in countless online and retail storefronts has evolved into a universal symbol of the grit of small businesses. Tenacious entrepreneurs nationwide made a way to stay open in spite of all the obstacles.
How the USO Prepares Service Members for Civilian Careers
(StatePoint) A new survey reveals that women are increasingly earning the title of “breadwinner” in their households.
Parents and Caregivers Remain Optimistic, Despite Barriers
(StatePoint) More than 200,000 American men and women in uniform complete their service and transition out of the military each year. The shift to civilian life – especially the search for a new career – can be challenging for many. Veterans often struggle to translate their skills and experiences into qualifications for a civilian role and may encounter stereotypes impacting their ability to be hired.
How to Show Your Gratitude for Nurses
(StatePoint) A new survey from the Robert Wood Johnson Foundation shows that most parents and caregivers in the United States are optimistic about their children’s futures, but see clear barriers to helping them grow up to be independent, financially stable, and healthy.
Digital Spring-Cleaning Tips for a New Normal Life
(StatePoint) Throughout the COVID-19 pandemic, countless lives were saved thanks to nurses, who sacrificed their time, health and even the joys of family to serve others and protect their loved ones.
5 Ways to Go Beyond Saying ‘Thank You’ to Military Service Members
(StatePoint) Last year, when the pandemic suddenly shut down our everyday lives and for many of us, pushed them into tiny, isolated spaces, we had to adapt.
DIY Kitchen Makeover Ideas You Can Complete in a Weekend
(StatePoint) How do you thank someone who’s willing to risk their life for yours? When it comes to military service members and their families, advocates say there are many avenues for giving back meaningfully.
How to Drive Safely with Pets
(StatePoint) Whether you’re putting down roots or putting your home on the market, kitchen upgrades make a huge impact. Not only do they have daily “good feeling” appeal for current homeowners, they can offer a great return on investment when it’s time to sell.
Is Your Home at Risk for an Electrical Fire?
(StatePoint) Pets are beloved members of many families. In the U.S alone, about 85 million families own a pet. According to the American Pet Products Association, many of us also drive with our furry friends, from quick trips to the veterinarian’s office to longer road trip adventures.
Teachers and Their Students Remain Resilient Amidst the Pandemic
(StatePoint) During peak home-buying and building season, it’s critical to protect one of the largest investments you’ll make in a lifetime — as well as your loved ones.
Retiring Single: 5 Strategies to Consider
(StatePoint) Throughout this past year, teachers have been tasked with conducting hybrid or fully remote learning while guiding students through a global pandemic and nationwide social injustices. Amid such challenges, teachers have developed unique ways to stay resilient, while also driving engagement for students.
New Efforts to Provide Fast and Reliable Internet to More Americans
(StatePoint) Planning on retiring single? You aren’t alone. Nearly 22 million Americans age 65 and older were unmarried in 2019, according to the U.S. Census Bureau, representing 41.5% of those in that age category. And for women, it’s more likely to be the case. According to the Administration on Aging, 54% of older women are unmarried, as compared to 30% of older men.
Why it’s Never Too Early to Make a Long-Term Care Plan
(StatePoint) Access to reliable home broadband has never been more crucial. Over the last year, we’ve experienced a shift to remote work and virtual learning that will likely last far beyond the pandemic. This rapid shift has revealed just how inaccessible home internet is in the US, particularly in rural America.
How to Make a Hybrid Workforce Successful
(StatePoint) Americans are living longer than ever before, and with continually rising health care costs, the need for a long-term care solution becomes more of a “when” than an “if” situation, according to financial experts, who warn that Americans are largely waiting too long to plan and prepare.
3 Ways Housing Counselors Can Help During a Pandemic
(StatePoint) With metrics for COVID-19 improving, many companies are starting to consider returning to work in person. But most employees and employers agree it won’t look like it did before.
Tips to Pay for College This Fall
(StatePoint) While the tireless work of medical professionals, teachers and grocery store workers has rightfully been celebrated throughout the pandemic, you may be less familiar with the work of housing counselors. During a challenging year that exacerbated the U.S. housing crisis, those close to the situation say that housing counselors are the pandemic’s unsung heroes.
Extend the Life of Your Used Car With These Tips
(StatePoint) What does paying for college during life’s “new normal” and current economic climate look like? A new survey highlights parent plans and concerns regarding the upcoming 2021-2022 school year.
How Prison Education Programs Transform Lives and Communities
(StatePoint) In the market for a car? If you’re planning on purchasing a used vehicle, you’re in good company.
New Tools Can Help Small Businesses Thrive While Working Remotely
(StatePoint) In 2014, Benito Castro was sentenced to six years in prison for passing bad checks as a result of a gambling habit he’d developed. Today, he’s the director of operations for a grocery store chain and runs freedomrides.org, a non-profit he started that provides transportation for those recently released from prison.
Lessons Learned From Women Business Owners Beating the Odds
(StatePoint) It’s been a challenging year for businesses of all sizes, with many companies having to quickly transition from centralized to decentralized work environments. Business leaders say that without the right tools, the new normal can put a strain on communication, collaboration and teamwork, significantly reducing productivity.
Are You Spending Too Much Free Time on Money Management?
(StatePoint) Women-owned small businesses are an economic driving force. Today, nearly 13 million women-owned businesses nationwide employ 9.4 million workers and earn $1.9 trillion in revenue.
Do You Believe in These Three Common 401(k) Misconceptions?
(StatePoint) Is your money management a streamlined process? If you’re like many Americans, you may be spending more time than you’d like to be.
What Homeowners Need to Know Before Refinancing
(StatePoint) If you contribute a portion of your income to a 401(k), you may think you’re all set for a comfortable retirement. Experts say it’s important to take a closer look at these savings.
What Does 5G Tech Mean for You?
(StatePoint) With mortgage rates hovering near three percent, experts say there are still a number of homeowners who could benefit from refinancing. In fact, borrowers who refinanced in 2020 to lower their mortgage rate saved over $2,800 in mortgage payments annually, according to the latest Freddie Mac research.
Renovating Your Home? How to Protect Your Investment
(StatePoint) By now, you’ve heard about 5G or might have access to it on your smartphone, but do you know what it is, how it works or what it can do for you?
How the USO Serves Our Military and Their Families
(StatePoint) The increased time spent at home during the pandemic has resulted in many people deciding to tackle home renovation projects. From creating a new office space or virtual learning area, to larger projects like bathroom renovations, many homeowners are rolling up their sleeves to do the improvements themselves.
How the Pandemic is Impacting Children and Families
(StatePoint) Since its founding in 1941, the USO has provided generations of service members and their families with crucial support. During that 80-year history, the world, the military and the needs of service members changed. The USO also adapted, adjusting and expanding its operations to help boost their morale and keep them connected to home.
Tips to Stretch Your Dollar When Household Shopping
(StatePoint) More than 2.7 million American children are growing up in grandfamilies -- families in which grandparents, other adult family members, or close family friends are raising children. A new report highlights how the pandemic has amplified their unique challenges, and offers solutions to better serve them.
6 Ways to Tell If You Have Enough Life Insurance
(StatePoint) Running a household on a budget? Smart shopping strategies can help your family save on favorite foods, wellness essentials and more.
5 Surprising Ways Clean Technology is Improving Daily Life
(StatePoint) If we’ve learned anything from 2020, it’s that life can be unpredictable. Having sufficient life insurance can provide financial stability and security to loved ones during times of uncertainty.
Affordable Tips for Spring Decorations and Celebrations
(StatePoint) Climate-related crises like rising sea levels, severe weather events and longer drought seasons are challenging the global economy. They’re also driving the launch of new clean technologies.
Spring Maintenance Checklist for Homeowners
(StatePoint) The arrival of spring brings with it warming temperatures, blooming flowers and endless springtime celebrations. It is also an opportunity to try something new, whether it is in the garden, kitchen or around the home.
Save Time and Money on Spring Home and Personal Essentials
(StatePoint) As the weather warms, there are a few maintenance tasks every homeowner should consider completing. Use this checklist as your guide:
Should You Buy or Sell a Home in 2021? Here’s What to Know
(StatePoint) Keeping your household well-stocked of items you need to run things smoothly is essential, particularly during the spring cleaning season. But whether it’s home improvement supplies or laundry necessities, selecting the best products may be a bit more challenging these days. Not only are new products introduced to store shelves all the time, if you’re like many consumers, you’re staying home more with fewer opportunities to compare products in-person.
(StatePoint) While the roll-out of the COVID-19 vaccine has left a lot of question marks about the future of the U.S. economy at-large, analysts expect the housing market to remain strong and stable in the coming year.