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Achieving Career Goals for Healthcare Professionals
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(StatePoint) Is it time to take stock of your career, and see how it can serve you better? Due to the healthcare worker shortage and the events of the past few years, those in this field may be feeling particularly overworked and under-appreciated in their current positions. In this climate, industry experts say that some of the most common career goals that people make can be achieved by pivoting to home healthcare.

Expert Tips to Simplify Household Shopping in 2024
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(StatePoint) It’s time to stock up on all the supplies you need to spring clean your home, as well as look and feel your best in a new season. But while the days may be growing longer, there aren’t extra hours to sift through endless product reviews.

How New Tech Can Help You Save on Your Mortgage
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(StatePoint) Obtaining a home loan is not the most modern or pleasant aspect of the homeownership journey. It involves reams of paper, an average 45-day waiting period to see what rate you’ll receive, and according to some industry insiders, too many middlemen collecting unnecessary fees.

Try This at the Grocery Store to Reduce Stress and Save Time
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(StatePoint) With grocery store shelves loaded up with new and unfamiliar products, and social media influencers touting this or that food brand, a trip to the supermarket is not always quick or easy. After all, there are few consumer decisions more important than what you feed your family.

How New Support is Helping Indigenous Families Nationwide
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(StatePoint) Tribal elders have traditionally been seen as sources of wisdom, comfort and guidance for younger generations, including for their grandchildren. Nearly 2.5 million children in the United States live in grandfamilies, which are families in which children are being raised by grandparents, other extended family members, or adults with whom they have a close family-like relationship. American Indian and Alaska Native children are more likely to live in grandfamilies than children of any other racial or ethnic group.

Helping Infants, Toddlers and Families Thrive
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(StatePoint) A bipartisan package that recently passed in the U.S. House of Representatives, would expand the child tax credit (CTC). As the Senate decides whether to follow suit, advocates press that the CTC is a critical policy vehicle to help all infants, toddlers and their families thrive, and it should be implemented as soon as possible.

Smash Your Savings Goals in 2024
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(StatePoint) If you recently received your 2023 W2, you may have realized how much money you should have been putting to work to accomplish your savings goals. Ouch, right? No need to stress though — now’s the perfect time to make your hard-earned money hustle for you. Check out these power moves:

Women Business Owners are Optimistic and Confident
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(StatePoint) Women and men who own small and mid-sized businesses are typically more aligned than they are different in their viewpoints about the economy. Now – more than ever – this is especially true as it relates to their optimism about running their businesses, according to PNC’s latest Economic Outlook Survey.

Looking for a New Career? Become a Financial Planner
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(StatePoint) Becoming a financial planner offers both financial rewards and the chance to help others. Whether you’re a recent graduate exploring your career path or a mid-career professional seeking change, this growing profession may be the right fit for you.

5 Life-Improving Goals and Apps to Help You Accomplish Them
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(StatePoint) Setting a goal that will improve your life is simple, but holding yourself accountable and tracking progress can make it difficult to stick with your objectives. Make your new attempts at reaching your goals different by utilizing apps to stay on track.

How to Build a Healthy Money Mindset for a Stable Financial Future
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(StatePoint) Building and managing your wealth is a lifelong process that can have major implications for you, your children and other beneficiaries. While your path to building wealth should be tailored to your circumstances, this three-pronged approach from Freddie Mac can help you plan for a stable financial future.

Protecting Americans’ Access to High-Quality Health Care
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(StatePoint) Accepting Medicare is becoming increasingly unsustainable for physicians, which has resulted in many practices refusing to take new Medicare patients, or even to shutter their doors. At the same time, millions of additional Americans are projected to rely on Medicare in the coming years. With a 3.37% reduction to Medicare imposed at the start of this year, the American Medical Association (AMA) says that reforms are needed to protect millions of Americans’ access to their physicians.

Tips to Lower Your Energy Costs This Winter
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(StatePoint) The U.S. Department of Energy reports that low-income households face an energy burden – the portion of income spent on home energy costs – three times higher than other households, leading to tough budgeting decisions for many Americans.

Common Homebuying and Renting Scams and How to Avoid Them
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(StatePoint) In difficult economic times, fraudulent housing schemes become more prevalent, impacting homeowners and renters alike. To help you avoid becoming a victim of fraud, Freddie Mac is sharing the following insights and tips about the most common tactics and scams.

Cut Costs, Not Your Connection: How to Get Home Internet for Less
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(StatePoint) If you’re struggling with access to reliable and affordable wireless home internet, you’re not alone. In fact, more than 20% of Americans living in rural areas and nearly 30% of Americans living in Tribal lands lack internet access, compared to only 1.5% of those living in urban areas. To make matters worse, the average American shells out about $75 each month for internet service, with over a third saying that cost is one of the biggest hurdles in getting their hands on home internet.

Tips to Protect Yourself From Text Message Cyberattacks
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(StatePoint) Every day, cybercriminals create new methods of obtaining private financial information from unsuspecting individuals, most commonly employing tactics like emailing strangers and convincing them to either share personal information or take an action that compromises their systems and devices. Known as “phishing,” these cybercrime attempts can also come by way of short message service (SMS) or text messaging, and when they do, it’s called “smishing.”

It’s Time to Care About Long-Term Care
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(StatePoint) While many people picture retirement as an opportunity to relax, retirees can face many challenges, including the potential need for long-term care. A 2022 report from the Department of Health and Human Services projects that over half (56%) of Americans turning 65 today will develop a disability serious enough to require long-term care and, for some, the costs of long-term care may impact their retirement savings.

7 Misconceptions About Medicare
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(StatePoint) There’s no way around it: Medicare is confusing. While this government-sponsored health insurance helps millions of Americans each year, it also comes with many requirements, guidelines and questions.