(StatePoint) With 2023 and 2024 having been the hottest summers on record, there’s reason to believe 2025 will bring more of the same. But it doesn’t have to mean soaring energy bills or an overworked, outdated air conditioning system.

(StatePoint) Ancient civilizations had hieroglyphics, we have QR codes: the patterned graphic boxes prompting you to access restaurant menus, pay for parking, find out information about a package and more.

(StatePoint) The climate crisis is no longer a distant threat—it’s a stark reality. From wildfires in the West to massive storms battering the South, Americans are reminded each day of their environmental impact.

(StatePoint) If you’re like many Americans, college savings may be taking a back seat to other financial priorities right now. Financial advisors want you to know that there are options to maximize education savings that you may not be taking advantage of.

(StatePoint) With demand for financial advisors expected to grow quickly — at a rate of 13% through 2032, according to the Bureau of Labor Statistics — those with college graduation on the horizon would be wise to consider this marketable profession.

(StatePoint) For 25 years, one scholarship contest has challenged high school students across the United States and Canada to reimagine prom fashion.

(StatePoint) Financial services offer a strong career path for Black students and professionals, particularly in the field of financial planning.

(StatePoint) Don’t underestimate the power of windows to define your home’s character, style and comfort. Here’s your guide for selecting the right windows and customizing them to suit your needs:

(StatePoint) Becoming a first-time homeowner is a remarkable achievement, but the journey doesn’t end at closing. With today’s market challenges, making your new house feel like home can seem daunting. The good news: with thoughtful planning and proven DIY tips, you can create a space that’s beautiful, functional and uniquely yours, without stretching your budget.

(StatePoint) Issues around money can put a strain on any couple. However, financial experts say that a strong relationship can be cultivated with financial habits that prioritize communication and shared values.

(StatePoint) When you think about your health care team, you likely think first about your doctors. Others, however, play a critical role in helping you be healthy, including your pharmacist.

(StatePoint) Whether you’re launching a career in the financial planning profession or seeking professional advancement, summer is the perfect time to pursue CERTIFIED FINANCIAL PLANNER^® certification. Here’s why a CFP^® certification is worth your time and how to go about pursuing it:

(StatePoint) Whether it’s a once-in-a-lifetime tour of Europe or your annual trip to a beach house, intentionally budgeting for summer vacation can ensure you don’t throw your finances off course.

(StatePoint) Did you know that a thoughtful investment strategy can go beyond simply delivering big returns? Financial professionals say that with some careful consideration, it can also reflect your values.

(StatePoint) Wood pellet heating is growing in popularity as more people discover its cost-saving, environmental and efficiency benefits. To understand exactly what wood pellet heating is and whether it’s the right fit for your home, consider these answers to commonly asked questions.

(StatePoint) Is mounting debt causing you stress? If so, you’re not alone. Average consumer debt is on the rise in the United States.

(StatePoint) Each year, a majority of American parents of college students are confronted with higher-than-expected costs for tuition and room and board, according to a College Ave survey. The same survey finds that the price tag on other college-related expenses, such as books, activity fees and transportation, also catch large portions of parents by surprise.

(StatePoint) If you’ve been watching your wallet, you’re not alone. As Americans continue to navigate inflation, 76% report cutting back on spending, up from 67% in 2024, according to the second annual Wells Fargo Money Study.

(StatePoint) With flowers blooming and birds chirping, you may be in a spring-cleaning mindset. As you spruce up your home, you can also channel that energy into getting your finances in tip-top shape!

(StatePoint) One of the most important steps to take while house hunting is to create an intentional budget that accounts for both upfront costs and recurring expenses. Doing so will help you find a home that meets both your lifestyle needs and financial situation. Here’s how:

(StatePoint) Before making a big tech purchase, it’s a good idea to compare product claims with third-party research.

(StatePoint) Receiving a tax refund this year? While it can be tempting to impulse spend, if you want to really treat yourself, financial professionals recommend using the payout for practical expenses.

(StatePoint) When choosing doors for your home, remember that careful selections can improve not only your home’s beauty and value, but also your quality of life. Here are a few door types to consider, along with their benefits:

(StatePoint) Nothing compares to the feeling of getting into the car with your favorite person and your overnight bags on a Friday afternoon and striking out on an adventure. Whether you are going to a show, sporting events, staying in cool hotels or getting out of your routine for a few days, Kentucky has numerous trip destinations perfect for you and your emotional support human.

(StatePoint) Paid leave prevents workers and their families from falling down a financial rabbit hole when breadwinners need time away from their jobs to care for a loved one, a newborn child or to address their own serious health issue. For new moms, infants and toddlers, these programs are vital.

(StatePoint) Navigating the exciting journey of buying a boat requires careful planning. With various costs beyond purchase price, such as maintenance, insurance, storage and unexpected expenses, understanding how to budget for a boat is essential for a smooth sailing experience.

(StatePoint) Customer expectations continue to evolve at breakneck speed, and 2025 is likely to usher in further changes to brick-and-mortar stores as retailers compete for shoppers’ attention. With Gen-Z’s spending power projected to reach $12 trillion by 2030—according to Nielsen IQ—industry experts say that they’re leading the retail revolution.