5 Important Financial Decisions: Should You DIY or Hire a Pro?
How You Can Help Protect Wild Birds in Your Yard
(StatePoint) Financial decisions can have a big impact on your future and the future of your loved ones. Good financial decisions you make on your own can save thousands of dollars, but according to experts, there are some decisions that may be better left to the professionals.
How to Tell if You Have Severe Asthma
(StatePoint) You may not think about it often, but wild birds use your lawn as a rest stop and place to call home. As you spruce up your lawn and garden for the season, there are simple steps you can take to protect them and help them thrive.
3 Ways to Weather the 2020 Tax Season
(StatePoint) While the majority of the more than 25 million Americans living with asthma enjoy active, healthy lives, for others, severe symptoms are part of daily life, despite using high dose asthma medicines and avoiding triggers.
5 Reasons Why You Need a Financial Plan Before a Recession
(StatePoint) Over half of U.S. adults say financial stress negatively impacted their personal health and work performance in 2018, according to new research from Lincoln Financial Group. When it comes to tax season, preparation is key to easing anxiety, according to experts.
A Doctor’s Common-Sense Approach to Heartburn Relief
(StatePoint) With speculation swirling that the U.S. economy is heading for another recession, you might be wondering what you can do to protect yourself from feeling the pinch of a slowing economy.
How to Improve Your Financial Health in 2020
(StatePoint) Indigestion is on the rise worldwide and is especially prevalent in the U.S. According to the American College of Gastroenterology, 60 million Americans suffer from heartburn at least once a month. While it’s a common issue for older people due to aging, it’s now a growing problem for younger adults as well, who report increasing bouts of indigestion, upset stomach, and anxious stomach, which may be linked to stress and hectic lifestyles
What Does a Recession Mean for You? 6 Ways to Protect Your Future
(StatePoint) The first months of the year are a great time to build a plan to achieve your financial health goals. Here are some tips to help you get started:
6 Tips for Avoiding Emotional Spending
(StatePoint) Financial experts agree that no one is completely immune from risk when a recession occurs, and that an economic downturn can have a significant impact on your personal and financial situation. However, they also agree that it is important to avoid panicking and to remain focused on your long-term financial plans and strategies.
What Every Family Needs to Know About Parkinson's Disease
(StatePoint) Decisions about spending money are often driven by emotions, even if what your heart is telling you goes against logic. Emotional financial choices may provide you with short-term happiness, but they are just as likely to result in long-term regret or debt.
Write More Letters to Friends and Family
(StatePoint) Debbie, 63, and Doug Chambers, 72, had always been a social couple, enjoying travel, dinners with friends and going to the movies. But their active lifestyle began to change in 2016 when Doug’s gait became slower and he had difficulty concentrating. He was diagnosed with Parkinson’s disease soon thereafter.
Anxious About the Economy? New Survey Reveals Your Next Steps
(StatePoint) In an age of instant messages, video chats and social media, the art of letter writing has become rare. But sitting down to write correspondence by hand can be a much more personal way to connect than some of the modern modes of communication. Not only does it give you ample opportunity to express yourself, it gives your recipient something tangible to hold onto and revisit.
3 Financial Planning Trends to Look for in 2020
(StatePoint) Economic analysts increasingly predict that the U.S. will soon experience a recession, and a recent survey by CFP Board/Morning Consult shows many Americans agree: 55 percent of respondents believe a recession will occur in the next year. Roughly three quarters of respondents said an economic downturn would affect their household, with more than a third projecting it would have a major impact.
5 Tips to Help Older Adults Be Healthier in 2020
(StatePoint) The latest financial planning trends anticipated by industry experts will have important implications for consumers.
5 Things to Do to Prepare for a Recession
(StatePoint) For many, the new year is about establishing goals for the year ahead. But where should you start? As we age, an increasing number of us link our emotional and physical well-being to our overall health. After all, you can’t do the things you’d like if you aren’t healthy.
How to Troubleshoot Your Technology Issues
(StatePoint) Experts agree that periods of economic downturn, or recessions, are unavoidable and often follow a period of market growth. However, experts also acknowledge that it is difficult to predict exactly when the next recession will begin.
3 Tips for Greater Financial Health and Happiness in 2020
(StatePoint) If you’re like most people, you’ve spent more time than you’re willing to admit troubleshooting a technology issue with any one of the many devices in your connected home. Did you know that the average person owns at least 10 connected devices from Macs and PCs, smartphones, tablets and printers, to voice assistants, video doorbells and even home automation systems?
Tips for Relieving Joint Pain
(StatePoint) What tops most New Year’s resolutions lists? You guessed it. Greater health and happiness. But what most Americans don’t consider is that financial health can be equally, if not more important to overall happiness than other resolutions, such as starting a new diet or joining a gym.
Looking for a Healthy Goal? Don’t Overlook Your Eyes
(StatePoint) The health benefits of regular exercise are undeniable, and the U.S. Department of Health and Human Services recommends 30 minutes of exercise at least five times per week. However, high-impact exercises like running and weight training can lead to joint pain, especially if you have a joint condition. The good news is that smart exercises with low impact can alleviate joint pain and deliver the same health benefits.
Tips for a Stress-Free Tax Season
(StatePoint) Setting healthy habits and intentions should make you feel good -- that’s the whole point, right? So, consider this twist on the standard goal format: opt for a few, small lifestyle wins with clear start and end points rather than mounting an all-out assault on your current habits -- more goal-lite if you will.
Are You Getting All Your Vitamins? How to Revamp Your Diet
(StatePoint) Taxes are an unavoidable fact of life. Unfortunately, they can be somewhat overwhelming, which can cause people to put the task off and miss the deadline. Use these tips for a stress-free tax season:
7 Tips for Using Credit Cards Safely
(StatePoint) Getting all the vitamins and nutrients you need each day is one of the most important things you can do to feel your best.
For Healthier Eating, Grill More
(StatePoint) Credit cards are a useful tool for managing personal finances and building credit, but they also expose you to a number of risks -- including identity theft and credit card fraud. Thankfully, experts say there are many simple, proactive steps you can take to help protect yourself when using a credit card. Here are seven tips for guarding your credit.
10 Doctor-Recommended Tips for Improved Overall Health
(StatePoint) Planning to follow a trendy diet like keto or simply want to eat right? There’s good news -- grilling can be a great option for you to kickstart eating healthier. Indeed, the American Heart Association recommends it.
Tips for the Best Financial You
(StatePoint) Four in 10 adults in the U.S. have two or more chronic diseases, according to the Centers for Disease Control and Prevention. While certain conditions and risk factors are beyond one’s control, there is no shortage of lifestyle choices you can make for improved health.
Tips to Protect Your Winter Wardrobe
(StatePoint) Want to save more money, boost your credit score and better manage your finances? To help get you started, Experian Boost ambassador, actor and financial empowerment activist, Hill Harper is providing these money tips:
Best Flu Hacks Every Traveler Should Know
(StatePoint) If you are like many people, your winter wardrobe requires a bit of extra care. Between fine cashmere sweaters, favorite woolen outerwear and your snazziest cocktail attire, your special care garments should look as crisp at the end of the season as they do today.
4 Reasons Playing Piano is Good for Your Health
(StatePoint) While everyone wants to make the most of their vacation, travel can do a number on one’s health, and during flu season, the risk of feeling unwell is even higher. Feel your best with these tips:
Tips for Hosting Houseguests
(StatePoint) Have you always wanted to play the piano but never took that first step in getting started? If you need any more motivation than the fact that making music is a fun and rewarding activity, consider that this is one hobby with many surprising positive benefits for your health.
Why Vaping is Not Quitting Smoking
(StatePoint) Hosting houseguests? For happier guests and hosts alike, you’ll want to be sure you’re equipped to accommodate all your overnighters. Here are a few pointers:
How Simple Steps May Prevent Type 2 Diabetes
(StatePoint) Ending a tobacco addiction can be tough. While many smokers may think that e-cigarettes are a quit-smoking product, the American Lung Association is reminding people that e-cigarettes are a tobacco product and that switching to vaping is not the same as quitting.
5 Important Things Learned About Alzheimer’s Disease in 2019
(StatePoint) More than one in three Americans -- over 84 million people -- have prediabetes, which is a serious condition that often leads to type 2 diabetes and other significant health problems, such as heart disease and stroke. Despite its prevalence, nearly 90 percent of people with the condition don’t know they have it. The good news is that prediabetes can often be reversed. The first step is learning your risk, say experts.
What Everyone Should Know About Colorectal Cancer Screenings
(StatePoint) In 2019, researchers discovered meaningful insights into the causes, risk factors and treatment of Alzheimer’s disease and other dementias. Here are five of their important discoveries:
How to Navigate the Challenges of Caregiving
(StatePoint) Colorectal cancer is the second leading cause of cancer-related death in men and in women in the U.S., making screening one of the most important preventive health measures to take as an adult. While no one relishes cancer screenings, new recommendations can help those of average risk for colorectal cancer learn more about the importance of screenings, and the most effective strategy for completing them.
Great Ways to Honor Native Veterans
(StatePoint) As the population of older U.S. adults grows, more Americans are taking on long-term caregiving duties for loved ones. An estimated 43.5 million adults in the U.S. have provided unpaid care in the past 12 months, according to AARP.
Do You Know What’s in Your Dietary Supplements?
(StatePoint) Today, American Indians, Alaska Natives and Native Hawaiians (AIAN) serve in the U.S. military at one of the highest rates per capita of all population groups, according to the Smithsonian Institution. In fact, the AIAN veteran cohort served in the Pre-9/11 period of service in a higher percentage than veterans of other races (19.9 percent vs. 13.3 percent, respectively).
4 Ways to Ease Jet Lag and Make the Time Change Transition a Cinch
(StatePoint) Dietary supplements help people get the nutrients they need to thrive, and 77 percent of Americans take them, according to the Council for Responsible Nutrition (CRN). However, experts say that in order to make smart choices down the line, it is necessary to understand changes being made to product labels.
Books Make Great Gifts for Young and Old Alike
(StatePoint) While visiting a new place is exciting and fun, it’s often no match for jetlag. Here are four ways to make the most of your trip and avoid grogginess and lost sleep.
4 Ideas for Becoming a Lifelong Learner
(StatePoint) For young and old alike, books make great gifts. To wow your favorite readers on the next birthday or special occasion, consider the following titles, which will allow them to become armchair explorers, travel back in time, or even take an inner journey to learn more about themselves.
Confronting the Opioids Epidemic in Our Communities
(StatePoint) Lifelong learners know that it’s never too late to broaden one’s personal and professional skills. Here are four cool ideas for doing so:
Non-Surgical Heart Valve Gives Patients New Lease on Life
(StatePoint) As America’s opioid epidemic continues to impact communities large and small, new trends are raising new challenges for doctors and policymakers.
What to Know About Eye Health
(StatePoint) When walking up the stairs and playing golf started to become difficult even on a good day, retired Navy Captain Allen Brady attributed the change to aging. Having spent six years as a prisoner of war, Brady was no stranger to living with a challenge. But, when he couldn’t finish a round of golf without feeling fatigued and short of breath, he and his wife knew something was wrong and decided to visit a cardiologist. Brady was diagnosed with a severe form of aortic stenosis, the most common valvular heart disease affecting an estimated 1.5 million Americans.
Dentist-Approved Tips for Healthier Smiles
(StatePoint) While most people care about their vision, fewer people take steps to protect their eye health.
Living with Chronic Liver Disease? Be Aware of Hepatic Encephalopathy
(StatePoint) Candy and sweets are fun to eat, but too much can take a toll on dental health. Families can do some damage control with a check-in to make sure everyone’s dental health routine is up to par.
Tips to Get Empowered and Take Control of Your Financial Life
(StatePoint) Approximately 30 million people in the U.S. have some form of liver disease, which occurs in people for many different reasons. Some common types and causes of liver disease include hepatitis, caused by viruses A, B, and C, nonalcoholic fatty liver disease (NAFLD), which is caused by too much fat in the liver cells, and alcohol-related liver disease, caused by consuming too much alcohol. Having liver disease over a long period of time can result in cirrhosis, an advanced chronic liver disease, which then puts a patient at risk for hepatic encephalopathy (HE) – a serious complication of advanced liver disease.
4 Tips for Higher-Quality Sleep
(StatePoint) Consumers face major financial decisions at every stage of life. But experts say a basic understanding of financial concepts can help you make better decisions related to money management and reduce your stress at the same time.
Alzheimer’s and Dementia: The 10 Warning Signs You Need to Know
(StatePoint) Sleep is essential to good health. Unfortunately, over a third of Americans are not getting enough sleep, according to The Centers for Disease Control and Prevention. Over time, sleep deprivation can take a toll on one’s overall wellness.
What to Know About Your Medicare Advantage Plan
(StatePoint) Recognizing and taking steps to address the warning signs of Alzheimer’s and other dementias can be extremely challenging -- especially in the early stages. It’s easy and common to dismiss cognitive changes in oneself or a family member as “normal aging.”
How a Career Helping Others Can Make You Happier
(StatePoint) Medicare Advantage (MA) plans are increasingly popular, offering robust benefits to supplement Medicare coverage, including vision, health, dental, drug coverage and more for more than 22 million people nationwide.
How to Protect Yourself From Financial Fraud
(StatePoint) There’s no doubt about it -- what you do each day for work can make a huge impact on your overall well-being. According to a Society for Human Resource Management survey, key job satisfaction aspects include job security, respect, trust and a positive and healthy environment. If you don’t have these things in your workplace, you may be considering making a career shift.
Could You Pay Your Mortgage on One Income? Here’s What to Know
(StatePoint) There are more than 300,000 professional financial advisors in the U.S. It’s fair to say that a majority are dedicated to helping their clients achieve their financial goals. However, some unethical individuals seek to take advantage of clients’ trust and lack of financial knowledge to benefit themselves.
The 3 ‘D’s of Understanding Medicare Part D Plans
(StatePoint) For many people, getting married and buying a house is still part of the American Dream. That’s reflected in the numbers. The homeownership rate among married couples in the U.S. is 80 percent, according to recent data reported by Statista. But what if something were to happen to you or your spouse? Would the person left behind still be able to afford the mortgage?
How Close Is Too Close When It Comes to Living Near Your Family?
(StatePoint) Enrollment in Medicare Part D is on the rise. Having increased 12 percent since 2017, according to the Centers for Medicare & Medicaid Services (CMS), the popularity of this prescription drug benefit may be due to the decline in the cost of basic premiums, which dropped for the third year in a row in 2020.
Why Children Should Spend More Time With Their Grandparents
(StatePoint) While you can’t choose your family, you can choose how close you live to them. A new survey suggests some healthy boundaries between parents and in-laws make for a happier family relationship -- something to keep in mind when shopping for a home.
Tackling the Housing Affordability Crisis
(StatePoint) Play is important for everyone, no matter their age --- and when grandparents, parents and children play together, that’s where the real benefits of unstructured fun are discovered.
Tips for Dealing with Home Insect Invasions
(StatePoint) As housing prices soar nationwide, a growing number of Americans are unable to find affordable housing. Experts say that the problem has reached a crisis point, and is harming the welfare not only of individuals and families, but of communities and the economy at-large.
(StatePoint) While a pest problem can cause embarrassment and concern, you can take comfort in the fact that not only is the problem is more common than you may think, but there are new ways of dealing with insects that can help you manage the problem without using harsh chemicals.